803 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 803 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 976 sqft · built 1983
Lot Size	0.971 acres (42,297 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Apr 2025)
Tax Bill	$4,196 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-048806`

Property Details

APN / Parcel Number

Primary APN	`04-048806`
Alternative APNs	`4048806` `048806`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	976 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	42,297 sqft (0.971 acres)
Deck Area	168 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	048806
Street Address	803 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 2 - 0.971 ACS 803 WILDA DR 23-177 PEACH MILL ESTS SC 1
Legal Subdivision	PEACH MILL ESTATES SEC 01
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2006
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	803 WILDA DR, WESTMINSTER, MD 21157-8311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Apr 27, 2018	Grant Deed, Transfer · Conventional with PMI CORRIDOR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Book / Page	11456 / 446
Prior Transfer Date	Apr 7, 2008
Prior Transfer Doc	0055320505
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Jun 3, 2026
Property Address	803 WILDA DR, WESTMINSTER, MD 21157-8311
Document Number	0117790376
Book / Page	11779 / 376
Instrument Date	May 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	803 WILDA DR, WESTMINSTER, MD 21157-8311

Mortgage

Document Number	1177000376,
Date	Jun 3, 2026
Book Page	11779/376

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	803 WILDA DR, WESTMINSTER, MD 21157-8311
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102490340
Date	May 4, 2021
Book Page	10249/340

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 27, 2018
Property Address	803 WILDA DR, WESTMINSTER, MD 21157-8311
Document Number	0089990087
Book / Page	008999 / 000087
Instrument Date	Apr 24, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	MID ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	803 WILDA DR WESTMINSTER MD 211578311, WESTMINSTER, MD 21157-8311

Mortgage

Document Number	89990092
Date	Apr 27, 2018
Book Page	008999/000092

Lender

Name	CORRIDOR MTG
Type	Mortgage Company
Address	MARRIOTTSVILLE, MD 21104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,196.00 (+5.27%) Homeowner's exemption	$380,167 (+8.43%)	$439,300 (+25.3%) Land $198,800 Building $240,500
2025	$3,986.00 (+18.45%) Homeowner's exemption	$350,600 (+17.73%) Land $158,900 Building $191,700	$350,600 (-) Land $158,900 Building $191,700
2023	$3,365.00 (+9.75%) Homeowner's exemption	$297,800 (+9.73%)	$350,600 (+29.18%) Land $158,900 Building $191,700
2022	$3,066.00 Homeowner's exemption	$271,400 Land $137,700 Building $133,700	$271,400 Land $137,700 Building $133,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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