Champaign County property record for 810 W White St, Champaign, IL 61820
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,044 sqft · built 1915 |
| Lot Size | 0.19 acres (8,282 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Jul 2013) |
| Tax Bill | $7,405 (2024) |
| Deeds & Mortgages | Nov 2021 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-20-12-352-021 |
| Primary APN | 42-20-12-352-021 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,044 sqft Building Perimeter |
| 1st Floor Area | 1,044 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 8,282 sqft (0.19 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 810 W WHITE ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-4708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 KOOGLERS ADD |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | KOOGLERS ADD |
| Legal Lot Number | 13 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11002 |
Source: Champaign County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 810 W WHITE ST, CHAMPAIGN, IL 61820-4708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI HICKORY PT BK&TR |
| Nov 21, 2018 | Deed of Trust, Mortgage · Line of Credit HICKORY PT BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2013 · Amount on Record |
| Deed Sale | Jul 8, 2013 · Amount on Record |
| Prior Sale | Jun 17, 2009 · Amount on Record |
| Deed Document Number | 201316196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 810 W WHITE ST, CHAMPAIGN, IL 61820-4708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 810 W WHITE ST, CHAMPAIGN, IL 61820-4708 |
| Document Number | 0000027878 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021R27878 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 16, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 810 W WHITE ST, CHAMPAIGN, IL 61820-4708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006441 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021R06441 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 810 W WHITE ST, CHAMPAIGN, IL 61820-4708 |
| Document Number | 0000010056 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 810 W WHITE ST CHAMPAIGN IL 618204708, CHAMPAIGN, IL 61820-4708 |
| Document Number | 0000010056 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 10056 |
| Name | HICKORY PT BK&TR |
|---|---|
| Address | DECATUR, IL 62525 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 810 W WHITE ST, CHAMPAIGN, IL 61820-4708 |
| Document Number | 0000020709 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 810 W WHITE ST CHAMPAIGN IL 618204708, CHAMPAIGN, IL 61820-4708 |
| Document Number | 0000020709 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 20709 |
| Name | HICKORY PT BK&TR |
|---|---|
| Address | DECATUR, IL 62525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 3, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,580 (+17.22%) Land $20,390 Building $86,190 | $319,740 (+17.22%) Land $61,170 Building $258,570 | |
| 2024 | $7,405.00 (+6.92%) | $90,920 (+19.01%) Land $18,170 Building $72,750 | $272,760 (+19.01%) Land $54,510 Building $218,250 |
| 2023 | $6,926.00 (+7%) | ||
| 2022 | $6,473.00 Homeowner's exemption | $76,400 Land $15,270 Building $61,130 | $229,200 Land $45,810 Building $183,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.
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