809 W White St, Champaign, IL 61820 Property Records

Champaign County property record for 809 W White St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details1 ba · 792 sqft · built 1944
Lot Size0.173 acres (7,524 sqft)
OwnerCompany Name on Record
Last Sale$115,000 (Jun 2008)
Tax Bill$4,012 (2024)
Deeds & MortgagesSep 2025 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN42-20-12-353-009

Property Details

APN / Parcel Number

Primary APN42-20-12-353-009

Interior

Full Baths1 Bath
Stories1 Story
Building Area792 sqft Building Perimeter
1st Floor Area792 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area7,524 sqft (0.173 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address809 W WHITE ST
CityCHAMPAIGN
StateIL
Zip61820-4762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 OZIERS, CECIL R., REPLAT
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionOZIERS, CECIL R.
Legal Lot Number1
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1015
Census Tract11002

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address809 W WHITE ST, CHAMPAIGN, IL 61820-4762
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Line of Credit
LONGVIEW BANK
Jun 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNIVERSITY OF ILLINOIS COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2008 · Amount on Record
Deed SaleJun 16, 2008 · Amount on Record
Deed Document Number200815410
Last Transfer DateJun 1, 2021
Transfer Doc0000013340
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address809 W WHITE ST, CHAMPAIGN, IL 61820-4762
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 W WHITE ST, CHAMPAIGN, IL 61820-4762

Mortgage

Document Number0000014055
DateSep 16, 2025
Instrument2025R14055
Lender
NameLONGVIEW BANK
TypeBank
AddressTUSCOLA, IL 61953
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 1, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Min Rate At Change4%
Max Rate18%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHAMPAIGN IL
Recording DateJun 8, 2021
Property Address809 W WHITE ST, CHAMPAIGN, IL 61820-4762
Document Number0000013340
Map ReferenceMB G PG 128
Instrument DateJun 1, 2021
Instrument2021R13340
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE, ACT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address809 W WHITE ST, CHAMPAIGN, IL 61820-4762

Mortgage

Document Number0000013341
DateJun 8, 2021
Instrument2021R13341
Lender
NameUNIVERSITY OF ILLINOIS COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036
Interest
Rate TypeFixed Rate
Rate2.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$58,360 (+12.21%) Land $18,460 Building $39,900$175,080 (+12.21%) Land $55,380 Building $119,700
2024$4,012.00 (+7.56%)$52,010 (+19.02%) Land $16,450 Building $35,560$156,030 (+19.02%) Land $49,350 Building $106,680
2023$3,730.00 (+7.62%)
2022$3,466.00 Homeowner's exemption$43,700 Land $13,820 Building $29,880$131,100 Land $41,460 Building $89,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.

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