810 Saint Louis Rd, Fulton, MO 65251 Property Records

Callaway County property record for 810 Saint Louis Rd, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,508 sqft · built 1976
Lot Size	0.382 acres (16,640 sqft)
Owner	Individual Name on Record
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02.0-09.0-40-005-003.000`

Property Details

APN / Parcel Number

Primary APN	`13-02.0-09.0-40-005-003.000`
Alternative APN	`1302009040005000000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Finished Basement	1,000 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Construction Type	Brick
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	16,640 sqft (0.382 acres)
Lot Dimensions	13.4 ft deep x 12.4 ft wide
Porch	Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1302009040005003000
Street Address	810 SAINT LOUIS RD
City	FULTON
State	MO
Zip	65251-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 GROSS PLACE SUB. 1 BLK 253 NCP
Legal Subdivision	GROSS PLACE NO 1
Legal Block	253
Legal Lot Number	8
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2020
Census Tract	70301

Owner

Source: Callaway County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	810 SAINT LOUIS RD, FULTON, MO 65251-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2019	Deed of Trust, Mortgage · FHA Mortgage VETERANS UNITED HOME LOANS
Feb 26, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Nov 18, 2022	Deed of Trust, Mortgage · FHA Mortgage USA VETERANS ADMIN
Feb 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019
Deed Sale	Feb 5, 2019
Prior Sale	Jul 31, 2007
Deed Document Number	201900597
Deed Book / Page	477 / 290
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	810 SAINT LOUIS RD, FULTON, MO 65251-2258
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000241/755
Date	Feb 5, 2019
Book Page	241/755
Instrument	201900598

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	810 SAINT LOUIS RD, FULTON, MO 65251-2258
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001154
Date	Feb 26, 2020
Instrument	202001154

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	810 SAINT LOUIS RD, FULTON, MO 65251-2258
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000503/907
Date	Nov 18, 2022
Book Page	503/907
Instrument	202207163

Lender

Name	USA VETERANS ADMIN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Feb 5, 2019
Property Address	810 SAINT LOUIS RD, FULTON, MO 65251-2258
Document Number	000477/290
Book / Page	477 / 290
Instrument Date	Feb 1, 2019
Instrument	201900597
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 SAINT COUIS RD, FULTON, MO 65251-2258

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,177.00 (-0.09%)	$35,234 (-)	$185,440 (-)
2024	$2,179.00 (+0.46%)	$35,234 (-)	$185,440 (-)
2023	$2,169.00 (+6.01%)	$35,234 (+5.97%)	$185,440 (+5.97%)
2022	$2,046.00	$33,250 Land $3,122 Building $30,128
2021			$175,000 Land $16,430 Building $158,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Callabyte, Verizon.

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