804 Saint Louis Rd, Fulton, MO 65251 Property Records

Callaway County property record for 804 Saint Louis Rd, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,528 sqft · built 1900
Lot Size	0.444 acres (19,384 sqft)
Owner	Individual Name on Record
Tax Bill	$1,991 (2023)
Deeds & Mortgages	Apr 2006 Mortgage Feb 2012 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02.0-09.0-40-005-006.000`

Property Details

APN / Parcel Number

Primary APN	`13-02.0-09.0-40-005-006.000`
Alternative APN	`1302009040005000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,528 sqft Living Area
1st Floor Area	1,764 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	19,384 sqft (0.444 acres)
Lot Dimensions	15.9 ft deep x 12.2 ft wide
Garage Type	Mixed
Garage Area	968 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Porch
Porch Area	36 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1302009040005006000
Street Address	804 SAINT LOUIS RD
City	FULTON
State	MO
Zip	65251-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 GROSS PLACE #3 BLK 262 NEW CITY
Legal Subdivision	GROSS PLACE NO 3
Legal Block	262
Legal Lot Number	11
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2020
Census Tract	70301

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	804 SAINT LOUIS RD, FULTON, MO 65251-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2006	Deed of Trust, Mortgage · Conventional Mortgage THE CALLAWAY BANK
Feb 6, 2012	Deed of Trust, Mortgage · Line of Credit CALLAWAY BANK
Feb 23, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE CALLAWAY BANK
Mar 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023
Deed Sale	Mar 31, 2023
Deed Document Number	0000050652
Deed Book / Page	506 / 52
Record Updated	Jun 8, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	804 SAINT LOUIS RD, FULTON, MO 65251-2258
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0216/0163
Date	Apr 11, 2006
Book Page	D0216/0163
Instrument	602773

Lender

Name	THE CALLAWAY BANK
Type	Bank
Address	FULTON, MO 65251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	804 SAINT LOUIS RD, FULTON, MO 65251-2258
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0229/0803
Date	Feb 6, 2012
Book Page	D0229/0803
Instrument	0D229_00803

Lender

Name	CALLAWAY BANK
Address	KEYTESVILLE, MO 65261

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 12, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	804 SAINT LOUIS RD, FULTON, MO 65251-2258
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0223/0768
Date	Feb 23, 2009
Book Page	D0223/0768
Instrument	901216

Lender

Name	THE CALLAWAY BANK
Type	Bank
Address	FULTON, MO 65251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	159 Months
Due	May 1, 2022

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 31, 2023
Property Address	804 SAINT LOUIS RD, FULTON, MO 65251-2258
Document Number	0000506/52
Book / Page	506 / 52
Instrument Date	Mar 31, 2023
Instrument	202301498
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 SAINT LOUIS RD, FULTON, MO 65251-2258
Investor	Possibly a Property Investor

Mortgage

Document Number	0202301499
Date	Mar 31, 2023
Instrument	202301499

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,348 (-)	$170,250 (-)
2024		$32,348 (-)	$170,250 (-)
2023	$1,991.00 (+1.53%)	$32,348 (+1.49%)	$170,250 (+1.49%)
2022	$1,961.00 (+0.31%)	$31,873 Land $3,217 Building $28,656
2021			$167,750 Land $16,930 Building $150,820
2015	$1,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Callabyte, Verizon.

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