810 S 3rd Ave, Rock Rapids, IA 51246 Property Records

Lyon County property record for 810 S 3rd Ave, Rock Rapids, IA 51246

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,293 sqft · built 1915
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Jul 2024)
Tax Bill	$3,380 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350000060000000`

Property Details

APN / Parcel Number

Primary APN	`350000060000000`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,293 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Finished Basement	600 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	1,656 sqft
Parking Spaces	6 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	810 S 3RD AVE
City	ROCK RAPIDS
State	IA
Zip	51246-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAMILY DWELLINGS
Legal Description	BRADLEYS W 75' OF LOTS 11 & 12, BLK 1
Legal Block	1
Legal Lot Number	11,12
Jurisdiction	LYON IA
Township / Civil Division	ROCK
Census Block Group	4
Census Block	4032
Census Tract	950200

Owner

810 S 3rd Ave is owned and occupied by an individual who bought it in July 2024.

Source: Lyon County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	810 S 3RD AVE, ROCK RAPIDS, IA 51246-1312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on File
Deed Sale	Jul 17, 2024 · Amount on File
Prior Sale	Dec 18, 2020 · Amount on File
Deed Document Number	2024 1478
Deed Book / Page	2024 / 1478
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON IA
Recording Date	Dec 18, 2020
Property Address	810 S 3RD AVE, ROCK RAPIDS, IA 51246-1312
Document Number	02020/3656
Book / Page	2020 / 3656
Instrument Date	Dec 14, 2020
Instrument	2020 3656
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S 3RD AVE, ROCK RAPIDS, IA 51246-1312

Mortgage

Document Number	02020/3657
Date	Dec 18, 2020
Book Page	2020/3657
Instrument	2020 3657

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Municipality	Rock Rapids City
Unified School District	Central Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,960 Land $23,640 Building $241,320	$264,960 Land $23,640 Building $241,320
2024	$3,380.00
2023		$266,020 (+28.31%) Land $23,640 Building $242,380	$266,020 Land $23,640 Building $242,380
2022	$3,324.00	$207,320 Land $23,640 Building $183,680
2021			$207,320 Land $23,640 Building $183,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 S 3rd Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	21 (1993–2024)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 14 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 810 S 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber · Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20