Lyon County property record for 809 S 3rd Ave, Rock Rapids, IA 51246
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,148 sqft · built 1950 |
| Lot Size | 0.169 acres (7,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Dec 2016) |
| Tax Bill | $1,084 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 350000052100000 |
| Primary APN | 350000052100000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,367 sqft (0.169 acres) |
| Lot Dimensions | 139 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 809 S 3RD AVE |
|---|---|
| City | ROCK RAPIDS |
| State | IA |
| Zip | 51246-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | MOONS ADD W 50' OF LOT 6 & 3' X 139' OF GILMAN ST, BLK 8 |
| Legal Subdivision | MOONS ADD |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | LYON IA |
| Township / Civil Division | ROCK |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 950200 |
809 S 3rd Ave is owned and occupied by an individual who bought it in December 2016.
Source: Lyon County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 809 S 3RD AVE, ROCK RAPIDS, IA 51246-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 5, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Oct 11, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Apr 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2016 · Amount on File |
| Deed Sale | Dec 16, 2016 · Amount on File |
| Prior Sale | Jul 6, 2005 · Amount on File |
| Deed Document Number | 2016 3020 |
| Deed Book / Page | 2016 / 3020 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 809 S 3RD AVE, ROCK RAPIDS, IA 51246-1311 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 809 S 3RD AVE, ROCK RAPIDS, IA 51246-1311 |
| Document Number | 02025/2056 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 2025/2056 |
| Instrument | 2025 2056 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 809 S 3RD AVE, ROCK RAPIDS, IA 51246-1311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000300 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 0000002018/0000000300 |
| Instrument | 000000000300 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 809 S 3RD AVE, ROCK RAPIDS, IA 51246-1311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002520 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 0000002018/0000002520 |
| Instrument | 000000002520 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 809 S 3RD AVE, ROCK RAPIDS, IA 51246-1311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02019/1012 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 2019/1012 |
| Instrument | 1012 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 809 S 3RD AVE, ROCK RAPIDS, IA 51246-1311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/2489 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 2020/2489 |
| Instrument | 2020 2489 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 809 S 3RD AVE, ROCK RAPIDS, IA 51246-1311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/2761 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 2021/2761 |
| Instrument | 2021 2761 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Rock Rapids City |
| Unified School District | Central Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,640 Land $16,880 Building $89,760 | $106,640 Land $16,880 Building $89,760 | |
| 2024 | $1,084.00 | ||
| 2023 | $94,960 (+23.36%) Land $16,880 Building $78,080 | $94,960 Land $16,880 Building $78,080 | |
| 2022 | $1,142.00 Homeowner's exemption | $76,980 Land $16,880 Building $60,100 | |
| 2021 | $76,980 Land $16,880 Building $60,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 S 3rd Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 21 (1993–2024) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 809 S 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber · Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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