810 S 12th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 810 S 12th St, Saint Clair, MI 48079 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1973
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Mar 2012)
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-706-0039-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-706-0039-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	112 ft deep x 78 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	810 S 12TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 SHARRNEL SUBDIVISION
Legal Subdivision	SHARRNEL
Legal Lot Number	39
Legal Unit	39
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3016
Census Tract	642000

Owner

Source: St. Clair County records · APN 74-07-706-0039-000

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	810 S 12TH ST, SAINT CLAIR, MI 48079-4932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 05, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Mar 15, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Apr 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 31, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2012 · Amount on Record
Deed Sale	Mar 22, 2012 · Amount on Record
Prior Sale	Nov 01, 2005 · Amount on Record
Deed Document Number	20126421
Deed Book / Page	4236 / 271
Prior Transfer Date	Nov 01, 2011
Prior Transfer Doc	004198/703
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	810 S 12TH ST, SAINT CLAIR, MI 48079-4932
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S 12TH ST, SAINT CLAIR, MI 48079-4932

Mortgage

Document Number	0005855876
Date	Sep 29, 2025
Book Page	5855/876
Instrument	2025018474

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 01, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	810 S 12TH ST, SAINT CLAIR, MI 48079-4932
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S 12TH ST, SAINT CLAIR, MI 48079-4932

Mortgage

Document Number	0005297501
Date	Jan 05, 2021
Book Page	5297/501
Instrument	2021000300

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	810 S 12TH ST, SAINT CLAIR, MI 48079-4932
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S 12TH ST, SAINT CLAIR, MI 48079-4932

Mortgage

Document Number	0005498884
Date	Mar 15, 2022
Book Page	5498/884
Instrument	2022006317

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	810 S 12TH ST, SAINT CLAIR, MI 48079-4932
Document Number	0051770602
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S 12TH ST ST CLAIR MI 480794932, ST CLAIR, MI 48079-4932

Mortgage

Document Number	0051770602
Date	Apr 23, 2020
Book Page	005177/000602

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	810 S 12TH ST, SAINT CLAIR, MI 48079-4932
Document Number	0050680244
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S 12TH ST ST CLAIR MI 480794932, ST CLAIR, MI 48079-4932

Mortgage

Document Number	0050680244
Date	Jun 20, 2019
Book Page	005068/000244

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	810 S 12TH ST, SAINT CLAIR, MI 48079-4932
Document Number	0048880854
Book / Page	004888 / 000854
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Dec 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S 12TH ST ST CLAIR MI 480794932, ST CLAIR, MI 48079-4932

Mortgage

Document Number	0048880854
Date	Nov 09, 2017
Book Page	004888/000854

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,241.00 (-8.12%) Homeowner's exemption	$114,100 (+8.77%)
2024	$2,439.00 (+8.16%)		$228,200 (+8.77%)
2023		$104,900
2022	$2,255.00		$209,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476420003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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