830 S 12th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 830 S 12th St, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,245 sqft · built 1971
Lot Size0.225 acres (9,801 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Sep 2026)
Tax Bill$3,699 (2025)
Deeds & MortgagesSep 2026 Sale
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-07-706-0036-000

Property Details

APN / Parcel Number

Primary APN74-07-706-0036-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,245 sqft Living Area
1st Floor Area1,245 sqft
Basement Area1,125 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage Area276 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address830 S 12TH ST
CitySAINT CLAIR
StateMI
Zip48079-4932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A MED D
Legal DescriptionLOT 36 SHARRNEL SUBDIVISION
Legal SubdivisionSHARRNEL
Legal Lot Number36
Legal Unit36
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group3
Census Block3016
Census Tract642000

Owner

Source: St. Clair County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6771 LINDSEY RD, CHINA, MI 48054-2412
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Warranty Deed, Transfer
NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP
Dec 27, 2023Warranty Deed, Transfer · FHA Mortgage
MORTGAGE 1 INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2026 · Amount on Record
Deed SaleSep 15, 2026 · Amount on Record
Prior SaleDec 27, 2023 · Amount on Record
Deed Document Number202618831
Deed Book / Page5965 / 336
Prior Transfer DateOct 17, 2013
Prior Transfer Doc004454/376
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateSep 15, 2026
Property Address830 S 12TH ST, SAINT CLAIR, MI 48079-4932
Document Number0000018831
Book / Page5965 / 336
Instrument DateSep 14, 2026
Instrument202618831
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP

Transaction

AmountAmount Recorded
Tax$189,375.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address6771 LINDSEY RD, CHINA, MI 48054-2412

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateDec 27, 2023
Property Address830 S 12TH ST, SAINT CLAIR, MI 48079-4932
Document Number0005679572
Book / Page5679 / 572
Map ReferenceLB 65 PG 7
Instrument DateNov 30, 2023
Instrument2023022319
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,597.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address830 S 12TH ST, SAINT CLAIR, MI 48079-4932

Transferred To (Grantee/Buyer)

NameVerified Name
Address830 S 12TH ST, SAINT CLAIR, MI 48079-4932

Mortgage

Document Number2023022320
DateDec 27, 2023
Instrument2023022320
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2043

Mortgage

Document Number0005679584
DateDec 27, 2023
Book Page5679/584
Instrument2023022321
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,300 (+1.65%)$196,600 (+1.65%)
2025$3,699.00 (+4.46%) Homeowner's exemption$96,700 (+8.17%)
2024$3,541.00 (-10.24%)$193,400 (+8.17%)
2023$89,400
2022$3,945.00$178,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1986–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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