Union County and Westfield Town property record for 810 Prospect St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,764 sqft · built 1929 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Mar 2020) |
| Tax Bill | $14,598 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00603-0000-00048 |
| Primary APN | 20-00603-0000-00048 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,764 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 200 ft deep x 40 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 2000233000000024 |
|---|---|
| Street Address | 810 PROSPECT ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 603 |
| Legal Lot Number | 48 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 36500 |
810 Prospect St is owned and occupied by two individuals who bought it in March 2020.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 PROSPECT ST, WESTFIELD, NJ 07090-3929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 10, 2020 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| May 15, 2018 | Grant Deed, Transfer NFTS TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on File |
| Deed Sale | Mar 10, 2020 · Amount on File |
| Prior Sale | May 15, 2018 · Amount on File |
| Deed Document Number | 2020322933 |
| Deed Book / Page | 6363 / 134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 810 PROSPECT ST, WESTFIELD, NJ 07090-3929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0151302698 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 15130/2698 |
| Instrument | 27910 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 10, 2020 |
| Property Address | 810 PROSPECT ST, WESTFIELD, NJ 07090-3929 |
| Document Number | 0063630134 |
| Book / Page | 6363 / 134 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 322933 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,297.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 SHELLEY RD, 55, SPRINGFIELD, NJ 07081-2510 |
| Name | Verified Name |
|---|---|
| Address | 810 PROSPECT ST, WESTFIELD, NJ 07090-3929 |
| Document Number | 688215 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 688215 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 15, 2018 |
| Property Address | 810 PROSPECT ST, WESTFIELD, NJ 07090-3929 |
| Document Number | 0062620737 |
| Book / Page | 006262 / 000737 |
| Instrument Date | May 4, 2018 |
| Instrument | 299885 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | NFTS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 55 SHELLEY RD SPRINGFIELD NJ 070812510, SPRINGFIELD, NJ 07081-2510 |
The 2025 property tax bill for 810 Prospect St was $14,598, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $636,900 (-) Land $426,200 Building $210,700 | $636,900 (-) Land $426,200 Building $210,700 | |
| 2025 | $14,598.00 (+1.78%) | $636,900 Land $426,200 Building $210,700 | $636,900 Land $426,200 Building $210,700 |
| 2024 | $14,342.00 | ||
| 2023 | $636,900 Land $426,200 Building $210,700 | $636,900 Land $426,200 Building $210,700 | |
| 2022 | $13,757.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2019–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 810 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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