Union County and Westfield Town property record for 772 Prospect St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 3,629 sqft · built 2013 |
| Lot Size | 0.236 acres (10,258 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Sep 2013) |
| Tax Bill | $29,301 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00603-0000-00045-011 |
| Primary APN | 20-00603-0000-00045-011 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,629 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 10,258 sqft (0.236 acres) |
| Lot Dimensions | 180 ft deep x 57 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 200060300000004501 |
|---|---|
| Street Address | 772 PROSPECT ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 603 |
| Legal Lot Number | 45.11 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 36500 |
772 Prospect St is owned and occupied by two individuals who bought it in September 2013.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 772 PROSPECT ST, WESTFIELD, NJ 07090-3907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| May 11, 2019 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2013 · Amount on File |
| Deed Sale | Sep 23, 2013 · Amount on File |
| Prior Sale | Sep 25, 2006 · Amount on File |
| Deed Document Number | 2013244964 |
| Deed Book / Page | 5972 / 893 |
| Prior Transfer Date | Mar 8, 2012 |
| Prior Transfer Doc | 0058980300 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 772 PROSPECT ST, WESTFIELD, NJ 07090-3907 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0149592782 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 14959/2782 |
| Instrument | 11747 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 772 PROSPECT ST, WESTFIELD, NJ 07090-3907 |
| Document Number | 0145642865 |
| Instrument Date | May 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 772 PROSPECT ST WESTFIELD NJ 070903907, WESTFIELD, NJ 07090-3907 |
| Document Number | 0145642865 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 014564/002865 |
| Instrument | 673890 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 772 Prospect St was $29,301, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,278,400 (-) Land $494,000 Building $784,400 | $1,278,400 (-) Land $494,000 Building $784,400 | |
| 2025 | $29,301.00 (+1.77%) | $1,278,400 Land $494,000 Building $784,400 | $1,278,400 Land $494,000 Building $784,400 |
| 2024 | $28,790.00 | ||
| 2023 | $1,278,400 Land $494,000 Building $784,400 | $1,278,400 Land $494,000 Building $784,400 | |
| 2022 | $27,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 772 Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2019–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 772 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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