St. Charles County property record for 810 N 2nd St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 7,401 sqft · built 1945 |
| Lot Size | 0.109 acres (4,730 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,381 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Feb 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003220A000 |
| Primary APN | 003220A000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 7,401 sqft Gross Area |
| 1st Floor Area | 7,401 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 4,730 sqft (0.109 acres) |
| Lot Dimensions | 86 ft deep x 55 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 003220A000 |
|---|---|
| Street Address | 810 N 2ND ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2039 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AE8 |
| Legal Description | PT CITY BLK 39 |
| Legal Subdivision | LSL BRIDLESPUR RESUB LT 38-42 |
| Legal Block | 39 |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 310400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frenchtown Historic District listed 1991 · 206 contributing resources · NRIS 91000216 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Charles County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 CIVIC PARK DR, O FALLON, MO 63366-1601 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE |
| Feb 28, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Feb 28, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Feb 28, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 |
| Deed Sale | Feb 28, 2020 |
| Prior Sale | Feb 28, 2020 |
| Deed Document Number | 2020123990 |
| Deed Book / Page | 7239 / 1047 |
| Prior Transfer Date | Oct 18, 2007 |
| Prior Transfer Doc | 0000912410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 810 N 2ND ST, SAINT CHARLES, MO 63301-2039 |
| Document Number | 0072501442 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 CIVIC PARK DR O FALLON MO 633661601, O FALLON, MO 63366-1601 |
| Document Number | 0072501442 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 007250/001442 |
| Instrument | 164650 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 28, 2020 |
| Property Address | 810 N 2ND ST, SAINT CHARLES, MO 63301-2039 |
| Document Number | 0072391045 |
| Book / Page | 007239 / 001045 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 123980 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 CIVIC PARK DR O FALLON MO 633661601, O FALLON, MO 63366-1601 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 28, 2020 |
| Property Address | 810 N 2ND ST, SAINT CHARLES, MO 63301-2039 |
| Document Number | 0072391047 |
| Book / Page | 007239 / 001047 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 123990 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 CIVIC PARK DR O FALLON MO 633661601, O FALLON, MO 63366-1601 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 28, 2020 |
| Property Address | 810 N 2ND ST, SAINT CHARLES, MO 63301-2039 |
| Document Number | 0072391043 |
| Book / Page | 007239 / 001043 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 123970 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3501 BLUFF VIEW DR ST CHARLES MO 633036610, ST CHARLES, MO 63303-6610 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,381.00 (+1.13%) | $76,677 (+3.27%) | $239,615 (+3.27%) Land $45,000 Building $194,615 |
| 2024 | $5,321.00 | ||
| 2023 | $74,247 | ||
| 2022 | $232,022 Land $45,000 Building $187,022 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1985) |
| Most Recent Claim | Aug 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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