800 N 2nd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 800 N 2nd St, Saint Charles, MO 63301

Property Summary

Property TypeCommercial
Details6,612 sqft · built 1922
Lot Size0.12 acres (5,220 sqft)
OwnerCompany Name on File
Last Sale$364,000 (Sep 2023)
Tax Bill$8,276 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN003240A000

Property Details

APN / Parcel Number

Primary APN003240A000
Alternative APN
  • 6-009A-B039-00-0006.0000000

Interior

Stories2 Stories
Building Area6,612 sqft Gross Area
1st Floor Area4,408 sqft
Basement Area2,204 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialBrick
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area5,220 sqft (0.12 acres)
Lot Dimensions145 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number003240A000
Street Address800 N 2ND ST
CitySAINT CHARLES
StateMO
Zip63301-2039
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAE8
Legal DescriptionPT CITY BLK 39
Legal SubdivisionLSL BRIDLESPUR RESUB LT 38-42
Legal Block39
Legal Lot Number6
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1003
Census Tract310400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frenchtown Historic District
listed 1991 · 206 contributing resources · NRIS 91000216

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

800 N 2nd St, a commercial property, is owned by a company that bought it in September 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordCompany Name on File
Mailing Address3501 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6610
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Warranty Deed, Transfer · Line of Credit
BANK OF OLD MONROE
Mar 31, 2020Deed of Trust, Construction Loan · Line of Credit
MIDLAND STATES BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2023 · Amount on File
Deed SaleSep 6, 2023 · Amount on File
Prior SaleJan 22, 2018 · Amount on File
Deed Document Number202336455
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 6, 2023
Property Address800 N 2ND ST, SAINT CHARLES, MO 63301-2039
Document Number0000036455
Instrument DateAug 31, 2023
Instrument2023R-036455
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address700 TUXEDO BLVD, SAINT LOUIS, MO 63119-1947

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6610
InvestorPossibly a Property Investor

Mortgage

Document Number0000036456
DateSep 6, 2023
Instrument2023R-036456
Lender
NameBANK OF OLD MONROE
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

March 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateMar 31, 2020
Property Address800 N 2ND ST, SAINT CHARLES, MO 63301-2039
Document Number0072591551
Book / Page007259 / 001551
Instrument DateMar 30, 2020
Instrument197490
Transaction TypeConstruction Loan
Record UpdatedJun 30, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12647 OLIVE BLVD #510 ST LOUIS MO 631416388, 510, ST LOUIS, MO 63141-6388

Mortgage

Document Number72591551
DateMar 31, 2020
Book Page007259/001551
Instrument197490
Lender
NameMIDLAND STATES BK
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 800 N 2nd St was $8,276, up 75.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,380 (-)$369,938 (-) Land $57,420 Building $312,518
2025$8,276.00 (+75.79%)$118,380$369,938 Land $57,420 Building $312,518
2024$4,708.00
2023$65,695
2022$205,296 Land $57,420 Building $147,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 800 N 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1985)
Most Recent ClaimAug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 800 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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