810 N 12th St, Waco, TX 76707 Property Records

McLennan County property record for 810 N 12th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,053 sqft · built 1987
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$82,460 (Jul 2025)
Tax Bill	$824 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jul 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-018000-006900-9`

Property Details

APN / Parcel Number

Primary APN	`48-018000-006900-9`
Alternative APNs	`4801800000690090111` `173590`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Area	292 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Patio Area	48 sqft
Storage Building	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	810 N 12TH ST
City	WACO
State	TX
Zip	76707-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	FINKS SUB LOT 11 BLOCK 231 ACRES .2066
Legal Subdivision	FINKS SUB
Legal Block	231
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1021
Census Tract	1200

Owner

810 N 12th St is owned by two individuals who acquired it in September 2025.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5108 LAKE HIGHLANDS DR, WACO, TX 76710-2944
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Gift Deed, Transfer
Jul 1, 2025	Vendor's Lien, Transfer · Stand-Alone Second Mortgage WACO HABITAT FOR HUMANITY INC
Apr 27, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Apr 27, 2023
Deed Document Number	202519953
Last Transfer Date	Sep 27, 2025
Transfer Doc	0000029883
Record Updated	Oct 29, 2026

September 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 29, 2025
Property Address	810 N 12TH ST, WACO, TX 76707-3622
Document Number	0000029883
Map Reference	VOL 56 PG 484
Instrument Date	Sep 27, 2025
Instrument	2025029883
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 N 12TH ST, WACO, TX 76707-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5108 LAKE HIGHLANDS DR, WACO, TX 76710-2944

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 1, 2025
Property Address	810 N 12TH ST, WACO, TX 76707-3622
Document Number	0000019953
Map Reference	VOL 56 PG 484
Instrument Date	Jun 26, 2025
Instrument	2025019953
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ALA TITLE, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2124, WACO, TX 76703-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 N 12TH ST, WACO, TX 76707-3622

Mortgage

Document Number	0000019954
Date	Jul 1, 2025
Instrument	2025019954

Lender

Name	WACO HABITAT FOR HUMANITY INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	74 Months
Due	Sep 1, 2031

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 27, 2023
Property Address	810 N 12TH ST, WACO, TX 76707-3622
Document Number	0000012133
Map Reference	VOL 56 PG 484
Instrument Date	Apr 27, 2023
Instrument	2023012133
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8010 N 12 STREET WACO, WACO, TX 76707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2124, WACO, TX 76703-2124
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 810 N 12th St was $824.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,686 (+1.12%) Land $27,090 Building $123,596	$150,686 (+1.12%) Land $27,090 Building $123,596
2025	$824.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$149,020 Land $24,570 Building $124,450	$149,020 Land $24,570 Building $124,450
2023		$155,540 Land $24,570 Building $130,970	$155,540 Land $24,570 Building $130,970
2022	$459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 N 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 N 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

Nearby Properties on N 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures