807 N 12th St, #9, Waco, TX 76707 Property Records

McLennan County property record for 807 N 12th St, #9, Waco, TX 76707

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,733 sqft · built 2022
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$386,765 (Feb 2026)
Tax Bill	$9,908 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-018000-004900-0`

Property Details

APN / Parcel Number

Primary APN	`48-018000-004900-0`
Alternative APNs	`4801800000490000111` `173576`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,733 sqft Living Area
1st Floor Area	1,743 sqft
2nd Floor Area	990 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Duplex Single
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	807 N 12TH ST, 9
City	WACO
State	TX
Zip	76707-3621
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	O2
Legal Description	FINKS SUB LOT 13 BLOCK 230 ACRES .1722
Legal Subdivision	FINKS SUB
Legal Block	230
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1022
Census Tract	1200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	807 N 12TH ST, WACO, TX 76707-3621
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Vendor's Lien, Transfer PLAZA HOME MORTGAGE INC
Mar 22, 2023	Vendor's Lien, Transfer · Conventional Mortgage SOUTHSTAR BANK SSB
Mar 22, 2023	Correction Deed ALAMO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Mar 22, 2023 · Amount on Record
Deed Document Number	20263174
Record Updated	Oct 29, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 2, 2026
Property Address	807 N 12TH ST # 9, 9, WACO, TX 76707-3621
Document Number	0000003174
Map Reference	VOL 56 PG 484
Instrument Date	Jan 29, 2026
Instrument	2026003174
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 N 12TH ST, WACO, TX 76707-3621

Mortgage

Date	Feb 2, 2026

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 22, 2023
Property Address	807 N 12TH ST # 9, 9, WACO, TX 76707-3621
Document Number	0000007998
Map Reference	VOL 56 PG 484
Instrument Date	Mar 17, 2023
Instrument	2023007998
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15172 SE SPANISH BAY DR, HAPPY VALLEY, OR 97086-7333
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007999
Date	Mar 22, 2023
Instrument	2023007999

Lender

Name	SOUTHSTAR BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	8.24%
Max Rate At Change	10.2%
Index	Prime Rate
Margin	2
Max Rate	14.2%

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 22, 2023
Property Address	807 N 12TH ST # 9, 9, WACO, TX 76707-3621
Document Number	0000007997
Map Reference	DOC 2014020909
Instrument Date	Jan 28, 2016
Instrument	2023007997
Record Updated	Feb 11, 2026
Title Company	ALAMO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (-11.5%) Land $24,000 Building $366,000	$390,000 (-11.5%) Land $24,000 Building $366,000
2025	$9,908.00 (-6.69%)	$440,700 (+70.62%) Land $21,750 Building $418,950	$440,700 (+70.62%) Land $21,750 Building $418,950
2024	$10,618.00 (+83.39%)
2023		$258,300 Land $21,750 Building $236,550	$258,300 Land $21,750 Building $236,550
2022	$5,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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