810 Main St, Bancroft, NE 68004 Property Records

Cuming County property record for 810 Main St, Bancroft, NE 68004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1900
Lot Size	0.579 acres (25,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Oct 2023)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Feb 2007 Mortgage Feb 2005 Mortgage + 2 more
APN	`0029530.00`

Property Details

APN / Parcel Number

Primary APN	`0029530.00`
Alternative APN	`1515-00-0-10020-006-0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	560 sqft
Finished Basement	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2013
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,200 sqft (0.579 acres)
Lot Dimensions	140 ft deep x 180 ft wide
Garage Type	Detached
Garage Area	594 sqft
Driveway	Concrete Driveway
Driveway Area	192 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	810 MAIN ST
City	BANCROFT
State	NE
Zip	68004-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	FARRINGTON ADD, LTS 7-9, BLK 6, BANC V
Legal Subdivision	FARRINGTON ADD
Legal Block	6
Legal Lot Number	7
Jurisdiction	CUMING NE
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1208
Census Tract	972900

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	810 MAIN ST, BANCROFT, NE 68004-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2007	Deed of Trust, Mortgage · USDA Mortgage USDA
Feb 28, 2005	Deed of Trust, Mortgage · USDA Mortgage USDA
Mar 1, 2006	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage SIOUXLAND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Deed Document Number	20231156
Prior Transfer Date	Feb 14, 2023
Prior Transfer Doc	0000000146
Record Updated	Sep 20, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	810 MAIN ST, BANCROFT, NE 68004-3002
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020070275
Date	Feb 20, 2007
Instrument	20070275

Lender

Name	USDA
Type	Government Agency
Address	LINCOLN, NE 68510

Agreement

Type	USDA Mortgage
Term	12 Months
Due	Feb 16, 2008

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	5 Years

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	810 MAIN ST, BANCROFT, NE 68004-3002
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020050332
Date	Feb 28, 2005
Instrument	20050332

Lender

Name	USDA
Type	Government Agency
Address	LINCOLN, NE 68510

Agreement

Type	USDA Mortgage

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	810 MAIN ST, BANCROFT, NE 68004-3002
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020060429
Date	Mar 1, 2006
Instrument	20060429

Lender

Name	USDA
Type	Government Agency
Address	LINCOLN, NE 68510

Agreement

Type	USDA Mortgage
Term	11 Months
Due	Feb 27, 2007

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Oct 10, 2023
Property Address	810 MAIN ST, BANCROFT, NE 68004-3002
Document Number	0202301156
Instrument Date	Sep 29, 2023
Instrument	202301156
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	810 MAIN ST, BANCROFT, NE 68004-3002

Mortgage

Document Number	0202301160
Date	Oct 10, 2023
Instrument	202301160

Lender

Name	SIOUXLAND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	12.5%

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Bancroft Village
County	Cuming County
County Subdivision	Bancroft Township
Unified School District	Bancroft-Rosalie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,970 (-1.99%) Land $22,680 Building $103,290	$125,970 (-1.99%) Land $22,680 Building $103,290
2025	$1,175.00 (+0.26%)	$128,525 (+42.52%) Land $22,680 Building $105,845	$128,525 (+42.52%) Land $22,680 Building $105,845
2023	$1,172.00 (-2.41%)	$90,180 (+6.94%) Land $20,160 Building $70,020	$90,180 (+6.94%) Land $20,160 Building $70,020
2022	$1,201.00	$84,330 Land $17,640 Building $66,690	$84,330 Land $17,640 Building $66,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Nebraska
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 496 people · EPA ID NE3103901
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2023 E. coli resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures