735 Main St, Bancroft, NE 68004 Property Records

Cuming County property record for 735 Main St, Bancroft, NE 68004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,616 sqft · built 1920
Lot Size	0.466 acres (20,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Apr 2018)
Tax Bill	$699 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2018 Sale & Line of Credit
APN	`0028130.00`

Property Details

APN / Parcel Number

Primary APN	`0028130.00`
Alternative APN	`1515-00-0-10005-001-0011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2018
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,284 sqft (0.466 acres)
Lot Dimensions	220 ft deep x 92.2 ft wide
Garage Type	Detached
Garage Area	672 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	357 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	735 MAIN ST
City	BANCROFT
State	NE
Zip	68004-3099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	BARBER ADD, BLK 1, E 220' OF LOT 1, BANC V
Legal Subdivision	BARBER ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	CUMING NE
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1209
Census Tract	972900

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	735 MAIN ST, BANCROFT, NE 68004-3099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit FRONTIER BANK
Apr 10, 2018	Warranty Deed, Transfer · Line of Credit CHARTER WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	May 17, 2011 · Amount on Record
Deed Document Number	2018538
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	735 MAIN ST, BANCROFT, NE 68004-3099
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200975
Date	Jul 1, 2022
Instrument	202200975

Lender

Name	FRONTIER BANK
Type	Bank
Address	PENDER, NE 68047

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Apr 10, 2018
Property Address	735 MAIN ST, BANCROFT, NE 68004-3099
Document Number	0201800538
Instrument Date	Apr 10, 2018
Instrument	201800538
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 E FULTON AVE, 600, OAKLAND, NE 68045-1422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	735 MAIN ST, BANCROFT, NE 68004-3099

Mortgage

Document Number	0201800539
Date	Apr 10, 2018
Instrument	201800539

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Bancroft Village
County	Cuming County
County Subdivision	Bancroft Township
Unified School District	Bancroft-Rosalie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,585 (-2.47%) Land $4,645 Building $69,940	$74,585 (-2.47%) Land $4,645 Building $69,940
2025	$699.00 (+27.55%)	$76,475 (+81.44%) Land $4,645 Building $71,830	$76,475 (+81.44%) Land $4,645 Building $71,830
2023	$548.00	$42,150 Land $3,450 Building $38,700	$42,150 Land $3,450 Building $38,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Nebraska
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 496 people · EPA ID NE3103901
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2023 E. coli resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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