Monroe County property record for 810 Madrid Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,763 sqft · built 1997 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $890,000 (Dec 2025) |
| Tax Bill | $5,596 (2024) |
| Deeds & Mortgages | Dec 2025 Sale Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 00544140-000000 |
| Primary APN | 00544140-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,763 sqft Living Area |
| Gross Area | 2,313 sqft |
| 1st Floor Area | 1,763 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Patio Area | 38 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1667668 |
|---|---|
| Street Address | 810 MADRID RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 5-6 BAHIA MAR EST PB4-79 KEY LARGO OR416-939 OR815-1426 OR1359-1684 OR1359-1685 OR1359-1689 OR1359-1690 OR1359-1691 OR1778-900 OR2879-1314 3033-47 OR3053-1299 OR3072-2070 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | BAHIA MAR ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 5-6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5360 N LAKE BURKETT LN, WINTER PARK, FL 32792-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Dec 18, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC |
| Jul 22, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 16, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Feb 2, 2021 · Amount on Record |
| Deed Document Number | 20252526024 |
| Deed Book / Page | 3358 / 1824 |
| Prior Transfer Date | Jul 16, 2020 |
| Prior Transfer Doc | 0030330047 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 18, 2025 |
| Property Address | 810 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0033581824 |
| Book / Page | 3358 / 1824 |
| Map Reference | MB 4 PG 79 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2526024 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4180 N HIGHWAY A1A201B, HUTCHINSON ISLAND, FL 34949 |
| Name | Verified Name |
|---|---|
| Address | 5360 N LAKE BURKETT LN, WINTER PARK, FL 32792-9406 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 810 MADRID RD, KEY LARGO, FL 33037-4657 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 810 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0031450199 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 3145/199 |
| Instrument | 2354223 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 2, 2021 |
| Property Address | 810 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0030722070 |
| Book / Page | 3072 / 2070 |
| Map Reference | MB 4 PG 79 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 2302057 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CORAL REEF TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 810 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0030722077 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 3072/2077 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 22, 2020 |
| Property Address | 810 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0030330047 |
| Book / Page | 003033 / 000047 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2273946 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 810 MADRID RD KEY LARGO FL 330374657, KEY LARGO, FL 33037-4657 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 16, 2017 |
| Property Address | 810 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0028791314 |
| Book / Page | 002879 / 001314 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 2143948 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,745.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 COCO PLUM RD S KEY LARGO FL 330374112, KEY LARGO, FL 33037-4112 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $665,356 (+5.99%) | $703,536 (-5.33%) Land $334,152 Building $369,384 | |
| 2024 | $5,596.00 (+3.73%) | ||
| 2023 | $5,395.00 (+6.03%) Homeowner's exemption | $627,772 (+3%) | $743,131 (+12.63%) Land $388,962 Building $354,169 |
| 2022 | $5,088.00 Homeowner's exemption | $609,488 | $659,784 Land $301,644 Building $358,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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