Monroe County property record for 802 Madrid Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 2002 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $545,000 (Sep 2026) |
| Tax Bill | $843 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 00544190-000000 |
| Primary APN | 00544190-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood Frame |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1667714 |
|---|---|
| Street Address | 802 MADRID RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 10 BAHIA MAR EST PB4-79 KEY LARGO OR145-202/03 OR476-927 OR1199-385 OR1211-1369 OR1416-2489 OR1482-1697AFF OR1482-1698/99CONSENT OR1482-1700 OR1841-1070/71DEC OR1894-1700 OR2544-134D/C OR3044-1682 OR3192-0978 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | BAHIA MAR ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 21, 2026 | Warranty Deed, Transfer ADVANCE PARTNERS TITLE |
| Aug 31, 2022 | Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALCULATED RISK ANALYTICS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on Record |
| Deed Sale | Sep 21, 2026 · Amount on Record |
| Prior Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 20262561293 |
| Deed Book / Page | 3403 / 1028 |
| Prior Transfer Date | May 29, 2003 |
| Prior Transfer Doc | 0001374154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 21, 2026 |
| Property Address | 802 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0002561293 |
| Book / Page | 3403 / 1028 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 20262561293 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | ADVANCE PARTNERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $385,315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 31, 2022 |
| Property Address | 802 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0031920978 |
| Book / Page | 3192 / 978 |
| Map Reference | MB 4 PG 79 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2389936 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 802 MADRID RD, 802, KEY LARGO, FL 33037-4657 |
| Name | Verified Name |
|---|---|
| Address | 802 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0003192980 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 3192/980 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 17, 2020 |
| Property Address | 802 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0030441682 |
| Book / Page | 3044 / 1682 |
| Map Reference | MB 4 PG 79 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2282100 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ABSOLUTE FIRST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2065 ATZ RD, 2065, MALABAR, FL 32950-3524 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 802 MADRID RD, KEY LARGO, FL 33037-4657 |
| Document Number | 0030441684 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 3044/1684 |
| Name | CALCULATED RISK ANALYTICS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $843.00 (+2.68%) | $520,753 (+5.99%) | $525,836 (+7.02%) Land $273,000 Building $252,836 |
| 2024 | $821.00 (+11.55%) | ||
| 2023 | $736.00 (-71.66%) Homeowner's exemption | $491,337 (+72.95%) Land $257,250 Building $234,087 | $491,337 (+25.55%) Land $257,250 Building $234,087 |
| 2022 | $2,597.00 Homeowner's exemption | $284,087 | $391,362 Land $199,500 Building $191,862 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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