McHenry County property record for 810 Lyons Ridge Dr, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.453 acres (19,767 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $91,000 (Jan 2017) |
| Deeds & Mortgages | Apr 2018 Construction Loan Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-329-006 |
| Primary APN | 20-08-329-006 |
|---|
| Lot Area | 19,767 sqft |
|---|
| Street Address | 810 LYONS RIDGE DR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0001232 LT 15 LYONS RIDGE PHASE 4 MEMO: FERNEKES, DAVID L/ PETERSON, LINDA J |
| Legal Subdivision | LYONS RDG PH 4 |
| Legal Phase | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 871307 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 810 LYONS RIDGE DR, CARY, IL 60013-2386 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2018 | Deed of Trust, Mortgage · Construction Mortgage WINTRUST MORTGAGE |
| Oct 1, 2018 | Deed of Trust, Mortgage CORPORATE AMERICA FAM CU |
| Jan 10, 2017 | Grant Deed, Transfer CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on Record |
| Deed Sale | Jan 10, 2017 · Amount on Record |
| Prior Sale | Oct 10, 2008 |
| Deed Document Number | 2017R0001232 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 810 LYONS RIDGE DR, CARY, IL 60013-2386 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000012459 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 2018R0012459 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 810 LYONS RIDGE DR, CARY, IL 60013-2386 |
| Document Number | 0000034373 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 810 LYONS RIDGE DR CARY IL 600132386, CARY, IL 60013-2386 |
| Document Number | 0000034373 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 34373 |
| Name | CORPORATE AMERICA FAM CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60124 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 4, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 10, 2017 |
| Property Address | 810 LYONS RIDGE DR, CARY, IL 60013-2386 |
| Document Number | 0000001232 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 1232 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2017 |
| Title Company | CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $137.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 255 HILLHURST DR CARY IL 600133149, CARY, IL 60013-3149 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $145,436 Land $27,803 Building $117,633 | $436,308 Land $83,409 Building $352,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARY serves 17,826 people · EPA ID IL1110100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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