810 Larkspur Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 810 Larkspur Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1970
Lot Size	0.206 acres (8,968 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Feb 2021)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231390A000`

Property Details

APN / Parcel Number

Primary APN	`231390A000`
Alternative APN	`2-051C-4520-00-0132.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	300 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,968 sqft (0.206 acres)
Lot Dimensions	76 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	231390A000
Street Address	810 LARKSPUR LN
City	O FALLON
State	MO
Zip	63366-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #3 LOT 132
Legal Subdivision	FOREST PK ADDN #3
Legal Lot Number	132
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4011
Census Tract	311602

Owner

810 Larkspur Ln is owned and occupied by an individual who bought it in February 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	810 LARKSPUR LN, O FALLON, MO 63366-1843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 22, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Mar 22, 2018 · Amount on File
Deed Document Number	202111117
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 5, 2021
Property Address	810 LARKSPUR LN, O FALLON, MO 63366-1843
Document Number	2021R011117
Map Reference	MB 12 PG 30
Instrument Date	Jan 29, 2021
Instrument	2021R-011117
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 LARKSPUR LN, 810, O FALLON, MO 63366-1843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 LARKSPUR LN, O FALLON, MO 63366-1843

Mortgage

Document Number	2021R011118
Date	Feb 5, 2021
Instrument	2021R-011118

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 22, 2018
Property Address	810 LARKSPUR LN, O FALLON, MO 63366-1843
Document Number	0068950123
Book / Page	006895 / 000123
Instrument Date	Mar 19, 2018
Instrument	153650
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	810 LARKSPUR LN O FALLON MO 633661843, O FALLON, MO 63366-1843

Mortgage

Document Number	68950125
Date	Mar 22, 2018
Book Page	006895/000125
Instrument	153660

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 810 Larkspur Ln was $2,498.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,641 (-)	$203,372 (-) Land $40,000 Building $163,372
2025	$2,498.00	$38,641	$203,372 Land $40,000 Building $163,372
2023		$36,929
2022			$194,362 Land $40,000 Building $154,362

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 810 Larkspur Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Larkspur Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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