809 Larkspur Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 809 Larkspur Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,542 sqft · built 1970
Lot Size	0.196 acres (8,541 sqft)
Owner	Individual Name on File
Last Sale	$157,900 (May 2019)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231540A000`

Property Details

APN / Parcel Number

Primary APN	`231540A000`
Alternative APN	`2-051B-4520-00-0148.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,542 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	630 sqft
Unfinished Basement	282 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,541 sqft (0.196 acres)
Lot Dimensions	117 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	Deck Area
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	231540A000
Street Address	809 LARKSPUR LN
City	O FALLON
State	MO
Zip	63366-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #3 LOT 148
Legal Subdivision	FOREST PK ADDN #3
Legal Lot Number	148
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4010
Census Tract	311602

Owner

809 Larkspur Ln is owned and occupied by an individual who bought it in May 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	809 LARKSPUR LN, O FALLON, MO 63366-1842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Aug 28, 2020	Deed of Trust, Mortgage IBERIABANK
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Prior Sale	Dec 2, 2013 · Amount on File
Deed Document Number	2019226930
Deed Book / Page	7073 / 872
Prior Transfer Date	Aug 10, 2011
Prior Transfer Doc	0000472910
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	809 LARKSPUR LN, O FALLON, MO 63366-1842
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4003 LINE ST, SAINT PETERS, MO 63376-6614

Mortgage

Document Number	0000003048
Date	Jan 13, 2022
Instrument	2022R-003048

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	809 LARKSPUR LN, O FALLON, MO 63366-1842
Document Number	0000063570
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4003 LINE ST ST PETERS MO 633766614, ST PETERS, MO 63376-6614

Mortgage

Document Number	0000063570
Date	Sep 1, 2020
Instrument	63570

Lender

Name	IBERIABANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 31, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 13, 2019
Property Address	809 LARKSPUR LN, O FALLON, MO 63366-1842
Document Number	0070730872
Book / Page	7073 / 0872
Map Reference	MB 12 PG 30
Instrument Date	May 9, 2019
Instrument	20190513000226930
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 CARDINAL LN, 1310, FLORISSANT, MO 63031-3626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4003 LINE ST, SAINT PETERS, MO 63376-6614

Mortgage

Document Number	20190513000226940
Date	May 13, 2019
Instrument	20190513000226940

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 809 Larkspur Ln was $2,594.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,157 (-)	$211,353 (-) Building $211,353
2025	$2,594.00	$40,157	$211,353
2023		$34,993 (+13.09%)
2022	$2,217.00	$30,943	$184,176 (+13.09%) Land $40,000 Building $144,176
2021			$162,856 Land $40,000 Building $122,856

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 Larkspur Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Larkspur Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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