810 Harvest Trl, Buffalo, MN 55313 Property Records

Wright County property record for 810 Harvest Trl, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,496 sqft · built 2013
Lot Size	0.292 acres (12,733 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jul 2023)
Tax Bill	$4,792 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-229-001020`

Property Details

APN / Parcel Number

Primary APN	`103-229-001020`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	422 sqft
Finished Basement	422 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,733 sqft (0.292 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	810 HARVEST TRL
City	BUFFALO
State	MN
Zip	55313-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-120 RANGE-025 SETTLERS POINTE 2ND ADDN LOT-002 BLOCK-001 LOCK-001
Legal Range	025
Legal Township	120
Legal Section	32
Legal Subdivision	SETTLERS POINTE 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3012
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	810 HARVEST TRL, BUFFALO, MN 55313-3007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Mar 19, 2014 · Amount on Record
Deed Document Number	20231562388
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 16, 2023
Property Address	810 HARVEST TRL, BUFFALO, MN 55313-3007
Document Number	00A1536397
Instrument Date	Jul 27, 2023
Instrument	A1536397
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	810 HARVEST TRL, BUFFALO, MN 55313-3007

Mortgage

Document Number	00A1536398
Date	Aug 16, 2023
Instrument	A1536398

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	810 HARVEST TRL, BUFFALO, MN 55313-3007
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001411653
Date	Nov 21, 2019
Instrument	1411653

Lender

Name	DEERWOOD BANK
Type	Bank
Address	SAINT PAUL, MN 55120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 30, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	810 HARVEST TRL, BUFFALO, MN 55313-3007
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001452381
Date	Dec 18, 2020
Instrument	1452381

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,792.00 (+3.95%)	$396,900 (+3.47%) Land $70,000 Building $326,900	$396,900 (+3.47%) Land $70,000 Building $326,900
2025		$383,600 (-7.34%) Land $60,000 Building $323,600	$383,600 (-7.34%) Land $60,000 Building $323,600
2023	$4,610.00 (+19.49%)	$414,000 Land $70,000 Building $344,000	$414,000 Land $70,000 Building $344,000
2022	$3,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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