803 Harvest Trl, Buffalo, MN 55313 Property Records

Wright County property record for 803 Harvest Trl, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,104 sqft · built 2006
Lot Size	0.259 acres (11,297 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Oct 2021)
Tax Bill	$5,648 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-226-002020`

Property Details

APN / Parcel Number

Primary APN	`103-226-002020`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,104 sqft Living Area
1st Floor Area	1,761 sqft
Basement Area	1,007 sqft
Finished Basement	1,007 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	11,297 sqft (0.259 acres)
Garage Type	Attached
Garage Area	1,180 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	803 HARVEST TRL
City	BUFFALO
State	MN
Zip	55313-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-120 RANGE-025 SETTLERS POINTE 1ST ADDN (BUFF LOT-002 BLOCK-002 -002 BLOCK-002
Legal Range	025
Legal Township	120
Legal Section	32
Legal Subdivision	SETTLERS POINTE 1ST ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3022
Census Tract	100701

Owner

Source: Wright County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	803 HARVEST TRL, BUFFALO, MN 55313-3007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Jan 8, 2007 · Amount on Record
Deed Document Number	20211486098
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	Jul 29, 2026
Property Address	803 HARVEST TRL, BUFFALO, MN 55313-3007
Document Number	0001608594
Instrument Date	Jul 21, 2026
Instrument	20261608594
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	SERVION TITLE INC, SERVION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 HARVEST TRL, BUFFALO, MN 55313-3007

Mortgage

Document Number	0001608594,
Date	Jul 29, 2026
Instrument	20261608594

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 6, 2021
Property Address	803 HARVEST TRL, BUFFALO, MN 55313-3007
Document Number	0001486098
Instrument Date	Sep 24, 2021
Instrument	1486098
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,319.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	803 HARVEST TRL, BUFFALO, MN 55313-3007

Mortgage

Document Number	0001486099
Date	Oct 6, 2021
Instrument	1486099

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,648.00 (+7.01%)	$472,000 (+3.3%) Land $70,000 Building $402,000	$472,000 (+3.3%) Land $70,000 Building $402,000
2025		$456,900 (-1.23%) Land $60,000 Building $396,900	$456,900 (-1.23%) Land $60,000 Building $396,900
2023	$5,278.00 (+1.11%)	$462,600 Land $70,000 Building $392,600	$462,600 Land $70,000 Building $392,600
2022	$5,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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