810 Harmon St, Tama, IA 52339 Property Records

Tama County property record for 810 Harmon St, Tama, IA 52339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,731 sqft · built 1930
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (May 2026)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14.27.477.001`

Property Details

APN / Parcel Number

Primary APN	`14.27.477.001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
Attic	Attic
Attic Area	449 sqft
Basement Area	1,282 sqft
Finished Basement	640 sqft
Unfinished Basement	1,282 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Porch	Slab
Porch Area	288 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	810 HARMON ST
City	TAMA
State	IA
Zip	52339-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BODFISH & HARMON'S N 40' LOT 1 BLK 1
Legal Subdivision	BODFISH & HARMON
Legal Block	1
Legal Lot Number	1
Jurisdiction	TAMA IA
Township / Civil Division	TAMA
Census Block Group	2
Census Block	2001
Census Tract	290500

Owner

Source: Tama County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 HARMON ST, TAMA, IA 52339-1923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit WCF FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Oct 8, 2024 · Amount on Record
Deed Document Number	20261182
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	May 15, 2026
Property Address	810 HARMON ST, TAMA, IA 52339-1923
Document Number	0000001182
Instrument Date	May 13, 2026
Instrument	20261182
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,866.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	810 HARMON ST, TAMA, IA 52339-1923

Mortgage

Document Number	0000001183,
Date	May 15, 2026
Instrument	20261183

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000001184,
Date	May 15, 2026
Instrument	20261184

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Amount	Amount Recorded
Term	5 Months
Due	May 15, 2031

Interest

Rate	6.46%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	810 HARMON ST, TAMA, IA 52339-1923
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222830
Date	Oct 17, 2022
Instrument	2022-2830

Lender

Name	WCF FINANCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Tama City
Unified School District	South Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,124.00	$110,810 (+11.69%) Land $5,640 Building $105,170	$110,810 (+11.69%) Land $5,640 Building $105,170
2024	$2,124.00 (+13.22%)	$99,210 (-) Land $5,640 Building $93,570
2023		$99,210 Land $5,640 Building $93,570	$99,210 Land $5,640 Building $93,570
2022	$1,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POWESHIEK WATER ASSOCIATION private · serves 13,920 people · EPA ID IA8670701
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	TAMA WATER SUPPLY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

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