804 Harmon St, Tama, IA 52339 Property Records

Tama County property record for 804 Harmon St, Tama, IA 52339

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,079 sqft · built 1900
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Nov 2021)
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Oct 2005 Line of Credit Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14.27.477.003`

Property Details

APN / Parcel Number

Primary APN	`14.27.477.003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,079 sqft Living Area
Attic	Attic
Attic Area	583 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,316 sqft (0.145 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	490 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	804 HARMON ST
City	TAMA
State	IA
Zip	52339-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BODFISH & HARMON'S LOT 3 BLK 1
Legal Subdivision	BODFISH & HARMON'S
Legal Block	1
Legal Lot Number	3
Jurisdiction	TAMA IA
Township / Civil Division	TAMA
Census Block Group	2
Census Block	2001
Census Tract	290500

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 HARMON ST, TAMA, IA 52339-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2005	Deed of Trust, Mortgage · Line of Credit STATE BANK OF TOLEDO
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE BANK OF TOLEDO
Jun 29, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOAN INC
Jul 2, 2018	Warranty Deed, Transfer
Jun 21, 2007	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	20213444
Record Updated	Oct 29, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	804 HARMON ST, TAMA, IA 52339-1923
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000754/463
Date	Oct 5, 2005
Book Page	0754/463
Instrument	2005-1236

Lender

Name	STATE BANK OF TOLEDO
Address	TOLEDO, IA 52342

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Nov 1, 2021
Property Address	804 HARMON ST, TAMA, IA 52339-1923
Document Number	0020213444
Instrument Date	Oct 27, 2021
Instrument	2021-3444
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 HARMON ST, TAMA, IA 52339-1923

Mortgage

Document Number	0020213461
Date	Nov 1, 2021
Instrument	2021-3461

Lender

Name	STATE BANK OF TOLEDO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Jan 1, 2027

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0020213461
Date	Nov 2, 2021
Instrument	2021-3461

Lender

Name	STATE BANK OF TOLEDO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 1, 2027

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 29, 2018
Property Address	804 HARMON ST, TAMA, IA 52339-1923
Document Number	0020181486
Instrument Date	Jun 29, 2018
Instrument	2018-1486
Transaction Type	Transfer
Record Updated	Mar 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	804 HARMON ST, TAMA, IA 52339-1923
Investor	Possibly a Property Investor

Mortgage

Document Number	0020181487
Date	Jun 29, 2018
Instrument	2018-1487

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jul 2, 2018
Property Address	804 HARMON ST, TAMA, IA 52339-1923
Document Number	02018/1508
Book / Page	2018 / 1508
Instrument Date	Jun 29, 2018
Instrument	2018-1508
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 HARMON ST, TAMA, IA 52339-1923

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 21, 2007
Property Address	804 HARMON ST, TAMA, IA 52339-1923
Document Number	000806/150
Book / Page	0806 / 150
Instrument Date	Jun 7, 2007
Instrument	2007-2104
Transaction Type	Transfer
Record Updated	Mar 28, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 HARMON ST, TAMA, IA 52339-1923

Mortgage

Document Number	000803/055
Date	Jun 21, 2007
Book Page	0803/055
Instrument	2007-2105

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jun 21, 2040

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Tama City
Unified School District	South Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,032.00 (-4.87%)	$116,740 (+6.14%) Land $7,050 Building $109,690	$116,740 (+6.14%) Land $7,050 Building $109,690
2024	$2,136.00 (+4.5%)
2023		$109,990 Land $7,050 Building $102,940	$109,990 Land $7,050 Building $102,940
2022	$2,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POWESHIEK WATER ASSOCIATION private · serves 13,920 people · EPA ID IA8670701
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	TAMA WATER SUPPLY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

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