Berrien County property record for 810 Ferry St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,420 sqft · built 1929 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jul 2026) |
| Tax Bill | $2,628 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-3050-0240-00-4 |
| Primary APN | 72-3050-0240-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Lot Area | 9,060 sqft (0.208 acres) |
| Lot Dimensions | 137 ft deep x 66 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 810 FERRY ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-2551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 240 H B HOFFMANS ADD TO NILES |
| Legal Subdivision | H B HOFFMANS ADD |
| Legal Lot Number | 240 |
| Legal Unit | 240 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 20500 |
Source: Berrien County records · APN 72-3050-0240-00-4
Assessment roll updated June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 FERRY ST, NILES, MI 49120-2551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE CENTER LLC |
| Jan 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 05, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 25, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 31, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Jan 30, 2026 · Amount on Record |
| Deed Document Number | 2026466216 |
| Deed Book / Page | 3482 / 4260 |
| Prior Transfer Date | Dec 05, 2022 |
| Prior Transfer Doc | 03393/3190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 21, 2026 |
| Property Address | 810 FERRY ST, NILES, MI 49120-2551 |
| Document Number | 0000466216 |
| Book / Page | 3482 / 4260 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026466216 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170,437.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 810 FERRY ST, NILES, MI 49120-2551 |
| Investor | Possibly a Property Investor |
| Document Number | 0000466217, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 2026466217 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 30, 2026 |
| Property Address | 810 FERRY ST, NILES, MI 49120-2551 |
| Document Number | 03469/1312 |
| Book / Page | 3469 / 1312 |
| Map Reference | LB D PG 110 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026450887 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 FERRY ST, NILES, MI 49120-2551 |
| Document Number | 0034691315 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 3469/1315 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 05, 2022 |
| Property Address | 810 FERRY ST, NILES, MI 49120-2551 |
| Document Number | 03393/3190 |
| Book / Page | 3393 / 3190 |
| Map Reference | VOL D PG 110 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022368566 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1348, LEXINGTON, SC 29071-1348 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1348, LEXINGTON, SC 29071-1348 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 25, 2022 |
| Property Address | 810 FERRY ST, NILES, MI 49120-2551 |
| Document Number | 03361/2629 |
| Book / Page | 3361 / 2629 |
| Map Reference | VOL D PG110 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 2022341547 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 13489, LEXINGTON, SC 29071 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1348, LEXINGTON, SC 29071-1348 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 31, 2017 |
| Property Address | 810 FERRY ST, NILES, MI 49120-2551 |
| Document Number | 03179/0129 |
| Book / Page | 3179 / 0129 |
| Map Reference | VOL D PG110 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 BERRYHILL RD STE 200, 200, COLUMBIA, SC 29210-6433 |
| Investor | Possibly a Property Investor |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Niles City |
| Unified School District | Niles Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,800 (+7.37%) | $151,600 (+7.37%) | |
| 2025 | $2,628.00 (+30.1%) Homeowner's exemption | $70,600 (+38.43%) | $141,200 (+38.43%) |
| 2024 | $2,020.00 (+9.72%) | ||
| 2023 | $51,000 | $102,000 | |
| 2022 | $1,841.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Ferry Street Historic District listed 2025 · 39 contributing resources · NRIS 100011316 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
May also be available: Midwest Energy Cooperative, T-Mobile USA.
Based on FCC filings for 577 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NILES serves 14,215 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures