809 Ferry St, Niles, MI 49120 Property Records

Berrien County property record for 809 Ferry St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,436 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$401 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`72-3050-0243-00-3`

Property Details

APN / Parcel Number

Primary APN	`72-3050-0243-00-3`
Alternative APN	`11-72-3050-0243-00-3`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Building Area	1,436 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	631 sqft
Unfinished Basement	631 sqft

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	809 FERRY ST
City	NILES
State	MI
Zip	49120-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 243 H B HOFFMANS ADD TO NILES
Legal Subdivision	H B HOFFMANS ADD
Legal Lot Number	243
Legal Unit	243
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3032
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ferry Street Historic District listed 2025 · 39 contributing resources · NRIS 100011316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 S FAIRVIEW AVE, NILES, MI 49120-3102
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2025
Transfer Doc	03462/2416
Record Updated	Oct 29, 2026

October 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 20, 2025
Property Address	809 FERRY ST, NILES, MI 49120-2550
Document Number	03462/2416
Book / Page	3462 / 2416
Map Reference	VOL D PG 110
Instrument Date	Oct 15, 2025
Instrument	2025444277
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 S FAIRVIEW AVE, NILES, MI 49120-3102

Mortgage

Document Number	0034622419
Date	Oct 20, 2025
Instrument	3462/2419

Lender

Name	EVERWISE CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2056

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,100 (+159.09%)	$34,200 (+159.09%)
2025	$401.00 (+131.79%)	$6,600 (+73.68%)	$13,200 (+73.68%)
2024	$173.00 (+54.46%)
2023		$3,800	$7,600
2022	$112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

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