810 Cologne Ln, Waverly, MN 55390 Property Records

Wright County property record for 810 Cologne Ln, Waverly, MN 55390

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 968 sqft · built 2006
Lot Size	0.242 acres (10,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2020)
Tax Bill	$3,218 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-032-006060`

Property Details

APN / Parcel Number

Primary APN	`116-032-006060`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,568 sqft (0.242 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	810 COLOGNE LN
City	WAVERLY
State	MN
Zip	55390-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-04 TWP-118 RANGE-026 CARRIGAN MEADOWS 3RD ADDN LOT-006 BLOCK-006 BLOCK-006
Legal Range	026
Legal Township	118
Legal Section	04
Legal Subdivision	CARRIGAN MEADOWS 3RD ADDN
Legal Block	6
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2069
Census Tract	101101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	810 COLOGNE LN, WAVERLY, MN 55390-5429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF COKATO
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Nov 10, 2020	Quit Claim Deed, Transfer LEGACY TITLE
Nov 1, 2017	Warranty Deed, Transfer NORTHLAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	20201447498
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0001447498
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	810 COLOGNE LN, WAVERLY, MN 55390-5429
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 COLOGNE LN, WAVERLY, MN 55390-5429

Mortgage

Document Number	00A1526803
Date	Mar 6, 2023
Instrument	A1526803

Lender

Name	THE FIRST NATIONAL BANK OF COKATO
Type	Bank
Address	COKATO, MN 55321

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 21, 2024

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 10, 2020
Property Address	810 COLOGNE LN, WAVERLY, MN 55390-5429
Document Number	0001447498
Instrument Date	Oct 30, 2020
Instrument	1447498
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	810 COLOGNE LN, WAVERLY, MN 55390-5429

Mortgage

Document Number	0001447499
Date	Nov 10, 2020
Instrument	1447499

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 10, 2020
Property Address	810 COLOGNE LN, WAVERLY, MN 55390-5429
Document Number	0001447497
Instrument Date	Oct 20, 2020
Instrument	1447497
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	LEGACY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 442 WAVERLY MN 553900442, WAVERLY, MN 55390-0442

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 1, 2017
Property Address	810 COLOGNE LN, WAVERLY, MN 55390-5429
Document Number	0001357132
Instrument Date	Oct 31, 2017
Instrument	1357132
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NORTHLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$672.87
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	810 COLOGNE LN, WAVERLY, MN 55390-5429

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Waverly City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,218.00 (+6.27%)	$281,000 (+1.26%) Land $68,000 Building $213,000	$281,000 (+1.26%) Land $68,000 Building $213,000
2025		$277,500 (+2.32%) Land $70,000 Building $207,500	$277,500 (+2.32%) Land $70,000 Building $207,500
2023	$3,028.00 (+3.63%)	$271,200 Land $65,000 Building $206,200	$271,200 Land $65,000 Building $206,200
2022	$2,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waverly serves 2,234 people · EPA ID MN1860019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	36 ppb (2026) action level 15 ppb
Copper	2.98 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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