809 Cologne Ln, Waverly, MN 55390 Property Records

Wright County property record for 809 Cologne Ln, Waverly, MN 55390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 2017
Lot Size	0.223 acres (9,748 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2026)
Tax Bill	$4,504 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-032-002050`

Property Details

APN / Parcel Number

Primary APN	`116-032-002050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,748 sqft (0.223 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	809 COLOGNE LN
City	WAVERLY
State	MN
Zip	55390-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-04 TWP-118 RANGE-026 CARRIGAN MEADOWS 3RD ADDN LOT-005 BLOCK-002 BLOCK-002
Legal Range	026
Legal Township	118
Legal Section	04
Legal Subdivision	CARRIGAN MEADOWS 3RD ADDN
Legal Block	2
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2074
Census Tract	101101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 COLOGNE LN, WAVERLY, MN 55390-5429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage TRADEMARK TITLE INC, TRADEMARK TITLE
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 2, 2017	Warranty Deed, Subdivision Related Transfer MARKETPLACE HM MTG
Feb 17, 2017	Warranty Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	20261603421
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 26, 2026
Property Address	809 COLOGNE LN, WAVERLY, MN 55390-5429
Document Number	0001603421
Instrument Date	May 20, 2026
Instrument	20261603421
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129,987.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 COLOGNE LN, WAVERLY, MN 55390-5429

Mortgage

Document Number	0001603422,
Date	May 26, 2026
Instrument	20261603422

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 6, 2023
Property Address	809 COLOGNE LN, WAVERLY, MN 55390-5429
Document Number	00A1537751
Instrument Date	Aug 4, 2023
Instrument	A1537751
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,168.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 COLOGNE LN, WAVERLY, MN 55390-5429

Mortgage

Document Number	00A1537752
Date	Sep 6, 2023
Instrument	A1537752

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2053

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 2, 2017
Property Address	809 COLOGNE LN, WAVERLY, MN 55390-5429
Document Number	0001349819
Instrument Date	Jul 28, 2017
Instrument	1349819
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2017
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 COLOGNE LN WAVERLY MN 553905429, WAVERLY, MN 55390-5429

Mortgage

Document Number	1349820
Date	Aug 2, 2017
Instrument	1349820

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

February 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 17, 2017
Property Address	809 COLOGNE LN, WAVERLY, MN 55390-5429
Document Number	0001337075
Instrument Date	Feb 14, 2017
Instrument	1337075
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018
Title Company	CARVER COUNTY ABSTRACT AND TITLE INC, CARVER CNTY ABS & TITLE INC

Transaction

Amount	Amount Recorded
Tax	$35.97
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 N CHESTNUT ST #204 CHASKA MN 553183316, 204, CHASKA, MN 55318-3316
Investor	Possibly a Property Investor

Mortgage

Document Number	1337076
Date	Feb 17, 2017
Instrument	1337076

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 16, 2018

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Waverly City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,504.00 (+28.03%)	$384,300 (+1.34%) Land $68,000 Building $316,300	$384,300 (+1.34%) Land $68,000 Building $316,300
2025		$379,200 (+20.42%) Land $70,000 Building $309,200	$379,200 (+20.42%) Land $70,000 Building $309,200
2023	$3,518.00 (-5.84%)	$314,900 Land $65,000 Building $249,900	$314,900 Land $65,000 Building $249,900
2022	$3,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waverly serves 2,234 people · EPA ID MN1860019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	36 ppb (2026) action level 15 ppb
Copper	2.98 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cologne Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures