DeKalb County property record for 810 Cedar St, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,746 sqft · built 1955 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $773 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-09-233-001.000-007 |
| Primary APN | 17-06-09-233-001.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,746 sqft Living Area |
| 1st Floor Area | 2,746 sqft |
| Basement Area | 488 sqft |
| Unfinished Basement | 488 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 57,064 sqft (1.31 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 050609233001 |
|---|---|
| Street Address | 810 CEDAR ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 NE1/4 SECTION 9 TWP 34 RANGE 13 ACRES 1.3100 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 20200 |
Source: DeKalb County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 810 CEDAR ST, WATERLOO, IN 46793-9459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 810 CEDAR ST, WATERLOO, IN 46793-9459 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201806643 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 201806643 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $773.00 (-38.11%) | $202,100 (+0.4%) Land $33,700 Building $168,400 | $202,100 (+0.4%) Land $33,700 Building $168,400 |
| 2024 | $1,249.00 (+69.7%) | $201,300 (+2.81%) Land $33,700 Building $167,600 | $201,300 (+2.81%) Land $33,700 Building $167,600 |
| 2023 | $736.00 (-41.35%) | $195,800 (+14.24%) Land $32,400 Building $163,400 | $195,800 (+14.24%) Land $32,400 Building $163,400 |
| 2022 | $1,255.00 | $171,400 Land $28,200 Building $143,200 | $171,400 Land $28,200 Building $143,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Auburn Essential Services, Lakeland Internet, Watch TV.
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