DeKalb County property record for 625 Cedar St, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,676 sqft · built 1948 |
| Lot Size | 0.917 acres (39,945 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,006 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-09-234-001.000-008 |
| Primary APN | 17-06-09-234-001.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,676 sqft Living Area |
| 1st Floor Area | 2,676 sqft |
| Basement Area | 2,676 sqft |
| Unfinished Basement | 2,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 39,945 sqft (0.917 acres) |
| Garage Type | Detached |
| Garage Area | 1,800 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310609234001 |
|---|---|
| Street Address | 625 CEDAR ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 NE1/4 SECTION 9 TWP 34 RANGE 13 ACRES .917 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 20200 |
Source: DeKalb County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 282, WATERLOO, IN 46793-0282 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 625 CEDAR ST, WATERLOO, IN 46793 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 625 CEDAR ST, WATERLOO, IN 46793 |
| Document Number | 0202505399 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 202505399 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 600 CORPORATION DR STE 200, PENDLETON, IN 46064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,006.00 (-4.61%) | $217,700 (+3.96%) Land $30,000 Building $187,700 | $217,700 (+3.96%) Land $30,000 Building $187,700 |
| 2024 | $2,103.00 (+1.59%) | $209,400 (+1.85%) Land $30,000 Building $179,400 | $209,400 (+1.85%) Land $30,000 Building $179,400 |
| 2023 | $2,070.00 (+3.04%) | $205,600 (+12.78%) Land $29,200 Building $176,400 | $205,600 (+12.78%) Land $29,200 Building $176,400 |
| 2022 | $2,009.00 Homeowner's exemption | $182,300 Land $13,400 Building $168,900 | $182,300 Land $13,400 Building $168,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Auburn Essential Services, Lakeland Internet, Watch TV.
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