Craven County property record for 810 Cayton Rd, Ernul, NC 28527
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 3 ba · 2,262 sqft · built 1998 |
| Lot Size | 3.19 acres (138,956 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $973 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-020-020 |
| Primary APN | 2-020-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,262 sqft Living Area |
| 1st Floor Area | 384 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 138,956 sqft (3.19 acres) |
| Storage Building | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 84367 |
|---|---|
| Street Address | 810 CAYTON RD |
| City | ERNUL |
| State | NC |
| Zip | 28527-9675 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | STEVE TOLER |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 960102 |
Source: Craven County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 CAYTON RD, ERNUL, NC 28527-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 13, 2010 |
| Transfer Doc | 2913/0298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Apr 10, 2026 |
| Property Address | 810 CAYTON RD, ERNUL, NC 28527-9675 |
| Document Number | 0010154617 |
| Book / Page | 3875 / 1840 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202610154617 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 810 CAYTON RD, ERNUL, NC 28527-9675 |
| Investor | Possibly a Property Investor |
| Document Number | 0010154617, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 3875/1840 |
| Instrument | 202610154617 |
| Name | ELECTEL COOPERATIVE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Craven County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $973.00 (+1.25%) | $182,160 (-) Land $25,300 Building $156,860 | $182,160 (-) Land $25,300 Building $156,860 |
| 2023 | $961.00 (+12.79%) | $182,160 (+43.64%) Land $25,300 Building $156,860 | $182,160 (+43.64%) Land $25,300 Building $156,860 |
| 2022 | $852.00 | $126,820 Land $25,300 Building $101,520 | |
| 2018 | $126,820 Land $25,300 Building $101,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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