Craven County property record for 225 Cayton Rd, Ernul, NC 28527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,189 sqft · built 1975 |
| Lot Size | 0.506 acres (22,062 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $691 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-019-047 |
| Primary APN | 2-019-047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| 1st Floor Area | 1,189 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,062 sqft (0.506 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 129615 |
|---|---|
| Street Address | 225 CAYTON RD |
| City | ERNUL |
| State | NC |
| Zip | 28527-9666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLAKLEY |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960102 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 225 CAYTON RD, ERNUL, NC 28527-9666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 225 CAYTON RD, ERNUL, NC 28527-9666 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 225 CAYTON RD, ERNUL, NC 28527-9666 |
| Document Number | 3698/464 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 3698/464 |
| Instrument | 10086274 |
| Name | FIRST FLIGHT FCU |
|---|---|
| Type | Credit Union |
| Address | CARY, NC 27518 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,210 (-) Land $12,000 Building $113,210 | $125,210 (-) Land $12,000 Building $113,210 | |
| 2025 | $691.00 | $125,210 (-) Land $12,000 Building $113,210 | $125,210 (-) Land $12,000 Building $113,210 |
| 2024 | $691.00 (+1.77%) | ||
| 2023 | $679.00 | $125,210 Land $12,000 Building $113,210 | $125,210 Land $12,000 Building $113,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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