810 Binnacle Pl, Pensacola, FL 32507 Property Records

Escambia County property record for 810 Binnacle Pl, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,086 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$106,700 (Dec 1999)
Tax Bill	$1,471 (2024)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-3S-31-2500-005-014`

Property Details

APN / Parcel Number

Primary APN	`18-3S-31-2500-005-014`
Alternative APN	`102020887`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,086 sqft Adjusted Area
1st Floor Area	1,844 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	102020887
Old Parcel Number	102020887
Street Address	810 BINNACLE PL
City	PENSACOLA
State	FL
Zip	32507-8674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	LOT 5 BLK N EMERALD SHORES 1ST ADDN S/D PB 16 P 16 OR 4502 P 108
Legal Range	31W
Legal Township	03S
Legal Section	18
Legal Subdivision	EMERALD SHORES
Legal Block	N
Legal Lot Number	5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2008
Census Tract	2606

Owner

Source: Escambia County records · APN 18-3S-31-2500-005-014

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	810 BINNACLE PL, PENSACOLA, FL 32507-8674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 1999 · Amount on Record
Deed Sale	Dec 10, 1999 · Amount on Record
Deed Document Number	0450200108
Deed Book / Page	04502 / 00108
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	810 BINNACLE PL, PENSACOLA, FL 32507-8674
Document Number	0082630620
Instrument Date	Mar 06, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	810 BINNACLE PL PENSACOLA FL 325078674, PENSACOLA, FL 32507-8674

Mortgage

Document Number	0082630620
Date	Mar 13, 2020
Book Page	008263/000620
Instrument	22452

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	PENSACOLA, FL 32501-3903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Tax Assessment & Valuation

Source: Escambia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,210 (+5.99%)	$269,194 (+7.17%) Land $50,000 Building $219,194
2024	$1,471.00 (+1.31%)
2023	$1,452.00 (+2.54%) Homeowner's exemption	$131,347 (+3%)	$251,175 (+17.25%) Land $45,000 Building $206,175
2022	$1,416.00 Homeowner's exemption	$127,522	$214,215 Land $28,000 Building $186,215

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 194 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	486 units insured incl. 292 condo units
Nearby Flood Claims	60 (2004–2020)
Claims Outside the SFHA	11 of 60
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 48 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 201 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.