806 Binnacle Pl, Pensacola, FL 32507 Property Records

Escambia County property record for 806 Binnacle Pl, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,870 sqft · built 1999
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Aug 2020)
Tax Bill	$1,972 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-3S-31-2500-003-014`

Property Details

APN / Parcel Number

Primary APN	`18-3S-31-2500-003-014`
Alternative APN	`102020885`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,870 sqft Adjusted Area
1st Floor Area	1,613 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	30 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	102020885
Old Parcel Number	102020885
Street Address	806 BINNACLE PL
City	PENSACOLA
State	FL
Zip	32507-8674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	LOT 3 BLK N EMERALD SHORES 1ST ADDN S/D PB 16 P 16 OR 8350 P 1883
Legal Range	31W
Legal Township	03S
Legal Section	18
Legal Subdivision	EMERALD SHORES
Legal Block	N
Legal Lot Number	3
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2008
Census Tract	2606

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	806 BINNACLE PL, PENSACOLA, FL 32507-8674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Nov 5, 2014 · Amount on Record
Deed Document Number	2020067339
Deed Book / Page	8350 / 1883
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Aug 17, 2020
Property Address	806 BINNACLE PL, PENSACOLA, FL 32507-8674
Document Number	0083501883
Book / Page	8350 / 1883
Map Reference	MB 16 PG 16
Instrument Date	Aug 14, 2020
Instrument	2020067339
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 BINNACLE PL, 806, PENSACOLA, FL 32507-8674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5522 PIPELINE RD, PENSACOLA, FL 32505-2150

Mortgage

Document Number	0083501885
Date	Aug 17, 2020
Instrument	8350/1885

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,074 (+5.99%)	$254,795 (+6.45%) Land $50,000 Building $204,795
2024	$1,972.00 (+1.08%)
2023	$1,951.00 (+2.41%) Homeowner's exemption	$168,960 (+3%)	$239,366 (+18.8%) Land $45,000 Building $194,366
2022	$1,905.00 Homeowner's exemption	$164,039	$201,485 Land $28,000 Building $173,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 194 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	486 units insured incl. 292 condo units
Nearby Flood Claims	60 (2004–2020)
Claims Outside the SFHA	11 of 60
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 48 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people · EPA ID FL1170527
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20