810 9th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 810 9th Ave, Two Harbors, MN 55616 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 794 sqft · built 1900
Owner	Individual Name on File
Last Sale	$215,000 (Nov 2022)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2021 Refinance + 1 more
APN	`23-7662-45030`

Property Details

APN / Parcel Number

Primary APN	`23-7662-45030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	794 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Metal
Construction Type	Wood
Garage Type	Mixed
Garage Area	484 sqft
Carport	Carport
Carport Area	120 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	30 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	810 9TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 45
Legal Block	45
Legal Lot Number	3
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	4
Census Block	4019
Census Tract	370400

Owner

Source: Lake County records · APN 23-7662-45030

Assessment roll updated February 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	810 9TH AVE, TWO HARBORS, MN 55616-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage REGENT FINANCIAL GROUP
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TWO HARBORS FEDERAL CREDIT UNION
Jan 04, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2022 · Amount on Record
Deed Sale	Nov 02, 2022 · Amount on Record
Prior Sale	Jan 04, 2017 · Amount on Record
Deed Document Number	201352
Record Updated	Jun 07, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Nov 02, 2022
Property Address	810 9TH AVE, TWO HARBORS, MN 55616-1331
Document Number	A000201352
Instrument Date	Nov 01, 2022
Instrument	A000201352
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 9TH AVE, TWO HARBORS, MN 55616-1331

Mortgage

Document Number	A000201353
Date	Nov 02, 2022
Instrument	A000201353

Lender

Name	REGENT FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	810 9TH AVE, TWO HARBORS, MN 55616-1331
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000197885
Date	Jul 12, 2021
Instrument	A000197885

Lender

Name	TWO HARBORS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2046

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jan 04, 2017
Property Address	810 9TH AVE, TWO HARBORS, MN 55616-1331
Document Number	A000186783
Instrument Date	Nov 29, 2016
Instrument	A000186783
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$308.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 9TH AVE, TWO HARBORS, MN 55616-1331

Mortgage

Document Number	A000186784
Date	Jan 04, 2017
Instrument	A000186784

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2046

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$191,500 Land $18,800 Building $172,700	$191,500 Land $18,800 Building $172,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753704004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2019, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: AT&T, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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