732 9th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 732 9th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,226 sqft · built 1910
Owner	Individual Name on File
Last Sale	$129,000 (Dec 2018)
Deeds & Mortgages	Jul 2019 Refinance Dec 2018 Sale & Mortgage
APN	`23-7662-46080`

Property Details

APN / Parcel Number

Primary APN	`23-7662-46080`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,226 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Other
Construction Type	Wood
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	30 sqft
Deck Area	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	732 9TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 46
Legal Block	46
Legal Lot Number	8
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	4
Census Block	4018
Census Tract	370400

Owner

Source: Lake County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	532 8TH AVE, TWO HARBORS, MN 55616-1308
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK
Dec 19, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage LAKE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Prior Sale	Jan 16, 2007 · Amount on Record
Deed Document Number	191120
Prior Transfer Date	Dec 19, 2018
Prior Transfer Doc	A000191120
Record Updated	Jun 7, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	732 9TH AVE, TWO HARBORS, MN 55616-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000192247
Date	Jul 23, 2019
Instrument	A000192247

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Dec 19, 2018
Property Address	732 9TH AVE, TWO HARBORS, MN 55616-1329
Document Number	A000191120
Instrument Date	Dec 14, 2018
Instrument	A000191120
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 9TH AVE, TWO HARBORS, MN 55616-1329

Mortgage

Document Number	A000191121
Date	Dec 19, 2018
Instrument	A000191121

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$248,500 Land $21,300 Building $227,200	$248,500 Land $21,300 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito West Holding Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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