Scott County property record for 810 5th St, Buffalo, IA 52728
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 983 sqft · built 1950 |
| Lot Size | 10.6 acres (463,958 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,948 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72212530633 |
| Primary APN | 72212530633 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 983 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 463,958 sqft (10.6 acres) |
| Garage Type | Detached |
| Garage Area | 992 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 36 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 1,096 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 810 5TH ST |
|---|---|
| City | BUFFALO |
| State | IA |
| Zip | 52728-7712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK GROVE 5TH LOT: 005 OAK GROVE 5TH LOTS 5,6 & PT SE NE SEC 21-77-2 PER SURVEY 16164-05 AND PT SE SE NE COM 121.38' W SW COR |
| Legal Subdivision | OAK GROVE 5TH |
| Legal Lot Number | 5,6 6 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10401 |
Source: Scott County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 810 5TH ST, BUFFALO, IA 52728-7712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ACCENTRA CU |
| Oct 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ACCENTRA CU |
| Sep 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ASCENTRA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2015 |
| Deed Sale | Mar 25, 2015 |
| Deed Document Number | 2015006668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 810 5TH ST, BUFFALO, IA 52728-7712 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 810 5TH ST, BUFFALO, IA 52728-7712 |
| Document Number | 2025023928 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025-023928 |
| Name | ACCENTRA CU |
|---|---|
| Type | Credit Union |
| Address | 2019 GRANT ST, BETTENDORF, IA 52722 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 810 5TH ST, BUFFALO, IA 52728-7712 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 810 5TH ST, BUFFALO, IA 52728-7712 |
| Document Number | 2025019153 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025-019153 |
| Name | ACCENTRA CU |
|---|---|
| Type | Credit Union |
| Address | 2019 GRANT ST, BETTENDORF, IA 52722 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 810 5TH ST, BUFFALO, IA 52728-7712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900025267 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 201900025267 |
| Name | ASCENTRA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2039 |
Source: Scott County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Buffalo City |
| County | Scott County |
| Unified School District | Davenport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,200 (-9.92%) Land $122,600 Building $91,600 | $214,200 (-9.92%) Land $122,600 Building $91,600 | |
| 2024 | $2,948.00 (+55.98%) | ||
| 2023 | $237,800 Land $122,600 Building $115,200 | $237,800 Land $122,600 Building $115,200 | |
| 2022 | $1,890.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 41 (1982–2019) |
| Claims Outside the SFHA | 12 of 41 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 85% of Iowa |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER SUPPLY serves 1,176 people · EPA ID IA8218050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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