Scott County property record for 707 5th St, Buffalo, IA 52728
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,357 sqft · built 1864 |
| Lot Size | 0.662 acres (28,837 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,542 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 722232108111 |
| Primary APN | 722232108111 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,357 sqft Living Area |
| Basement Area | 1,018 sqft |
| Unfinished Basement | 1,018 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1864 |
|---|---|
| Effective Year Built | Effective 1864 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 28,837 sqft (0.662 acres) |
| Lot Dimensions | 140 ft deep x 198 ft wide |
| Garage Type | Detached |
| Garage Area | 978 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 543 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 707 5TH ST |
|---|---|
| City | BUFFALO |
| State | IA |
| Zip | 52728-7711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HECKLE & KAUTZ'S ADD LOT: 008 BLOCK: 011 HECKLE & KAUTZ'S ADDLOTS 7, 8 & 9 BLK 11 |
| Legal Subdivision | HECKLE & KAUTZ'S ADD |
| Legal Block | 11 |
| Legal Lot Number | 8 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10401 |
707 5th St is owned and occupied by two individuals.
Source: Scott County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 522, BUFFALO, IA 52728-0522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU |
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 707 5TH ST, BUFFALO, IA 52728-7711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 707 5TH ST, BUFFALO, IA 52728-7711 |
| Document Number | 2026005279 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026-005279 |
| Name | IH MISSISSIPPI VALLEY CU |
|---|---|
| Type | Credit Union |
| Address | 2500 RIVER DR, MOLINE, IL 61265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 707 5TH ST, BUFFALO, IA 52728-7711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100035700 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 202100035700 |
| Name | IH MISSISSIPPI VALLEY CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 707 5TH ST, BUFFALO, IA 52728-7711 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00032279 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 2017-00032279 |
| Name | IH MISSISSIPPI VALLEY CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
The 2026 property tax bill for 707 5th St was $2,542 with a homeowner's exemption.
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Buffalo City |
| County | Scott County |
| Unified School District | Davenport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,542.00 | $184,300 (-) Land $45,500 Building $138,800 | $184,300 (-) Land $45,500 Building $138,800 |
| 2025 | $2,542.00 (-3.93%) Homeowner's exemption | $184,300 Land $45,500 Building $138,800 | $184,300 Land $45,500 Building $138,800 |
| 2024 | $2,646.00 | ||
| 2023 | $179,200 Land $45,500 Building $133,700 | $179,200 Land $45,500 Building $133,700 | |
| 2022 | $2,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 5th St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 41 (1982–2019) |
| Claims Outside the SFHA | 12 of 41 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 707 5th St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER SUPPLY serves 1,176 people · EPA ID IA8218050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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