707 5th St, Buffalo, IA 52728 Property Records

Scott County property record for 707 5th St, Buffalo, IA 52728

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,357 sqft · built 1864
Lot Size0.662 acres (28,837 sqft)
Owner2 Individual Names on File
Tax Bill$2,542 (2026)
Deeds & MortgagesMar 2026 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN722232108111

Property Details

APN / Parcel Number

Primary APN722232108111

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,357 sqft Living Area
Basement Area1,018 sqft
Unfinished Basement1,018 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1864
Effective Year BuiltEffective 1864
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area28,837 sqft (0.662 acres)
Lot Dimensions140 ft deep x 198 ft wide
Garage TypeDetached
Garage Area978 sqft
Parking Spaces4 Parking Spaces
Deck Area543 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address707 5TH ST
CityBUFFALO
StateIA
Zip52728-7711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHECKLE & KAUTZ'S ADD LOT: 008 BLOCK: 011 HECKLE & KAUTZ'S ADDLOTS 7, 8 & 9 BLK 11
Legal SubdivisionHECKLE & KAUTZ'S ADD
Legal Block11
Legal Lot Number8
JurisdictionSCOTT IA
Township / Civil DivisionBUFFALO
Census Block Group3
Census Block3014
Census Tract10401

Owner

707 5th St is owned and occupied by two individuals.

Source: Scott County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 522, BUFFALO, IA 52728-0522
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
IH MISSISSIPPI VALLEY CU
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
IH MISSISSIPPI VALLEY CU
Nov 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address707 5TH ST, BUFFALO, IA 52728-7711
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 5TH ST, BUFFALO, IA 52728-7711

Mortgage

Document Number2026005279
DateMar 19, 2026
Instrument2026-005279
Lender
NameIH MISSISSIPPI VALLEY CU
TypeCredit Union
Address2500 RIVER DR, MOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address707 5TH ST, BUFFALO, IA 52728-7711
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100035700
DateOct 15, 2021
Instrument202100035700
Lender
NameIH MISSISSIPPI VALLEY CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address707 5TH ST, BUFFALO, IA 52728-7711
Transaction TypeMortgage
Record UpdatedDec 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-00032279
DateNov 22, 2017
Instrument2017-00032279
Lender
NameIH MISSISSIPPI VALLEY CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 707 5th St was $2,542 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBuffalo City
CountyScott County
Unified School DistrictDavenport Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,542.00$184,300 (-) Land $45,500 Building $138,800$184,300 (-) Land $45,500 Building $138,800
2025$2,542.00 (-3.93%) Homeowner's exemption$184,300 Land $45,500 Building $138,800$184,300 Land $45,500 Building $138,800
2024$2,646.00
2023$179,200 Land $45,500 Building $133,700$179,200 Land $45,500 Building $133,700
2022$2,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 5th St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims41 (1982–2019)
Claims Outside the SFHA12 of 41
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2019 · 10 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims
  • Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 5th St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 76% of Iowa
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER SUPPLY
serves 1,176 people · EPA ID IA8218050
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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