81 Whetstone Ridge Way, Spring, TX 77382 Property Records

Montgomery County property record for 81 Whetstone Ridge Way, Spring, TX 77382

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,339 sqft · built 2007
Lot Size0.154 acres (6,708 sqft)
Owner2 Individual Names on File
Last Sale$396,150 (Oct 2022)
Tax Bill$5,905 (2025)
Deeds & MortgagesOct 2022 Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN9699-74-05500

Property Details

APN / Parcel Number

Primary APN9699-74-05500
Alternative APN
  • R362777

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,339 sqft Living Area
Gross Area2,759 sqft
1st Floor Area1,250 sqft
2nd Floor Area1,089 sqft
FlooringWood

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,708 sqft (0.154 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address81 WHETSTONE RIDGE WAY
CitySPRING
StateTX
Zip77382-1803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS969974 - WDLNDS VIL STERLING RIDGE 74, BLOCK 2, LOT 7
Legal SubdivisionWDLNDS VIL STERLING RIDGE 74
Legal Block2
Legal Lot Number7
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1004
Census Tract690606

Owner

81 Whetstone Ridge Way is owned and occupied by two individuals who bought it in October 2022.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address81 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Vendor's Lien, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 30, 2020Vendor's Lien, Transfer · FHA Mortgage
CMG MORTGAGE INC
Jan 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 11, 2018Vendor's Lien, Transfer · Conventional Mortgage
ATLANTIC COAST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2022 · Amount on File
Deed SaleOct 26, 2022 · Amount on File
Prior SaleJun 30, 2020 · Amount on File
Deed Document Number2022129826
Prior Transfer DateJan 30, 2020
Prior Transfer Doc0000009366
Record UpdatedOct 29, 2026

October 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateOct 26, 2022
Property Address81 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803
Document Number0000129826
Map ReferenceCAB Z SH 464
Instrument DateOct 21, 2022
Instrument2022129826
Transaction TypeTransfer
Record UpdatedNov 7, 2022
Title CompanyOMA TITLE, DOMA TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803

Mortgage

Document Number0000129827
DateOct 26, 2022
Instrument2022129827
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

June 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateJun 30, 2020
Property Address81 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803
Document Number0000065456
Map ReferenceCAB Z SH 464
Instrument DateJun 26, 2020
Instrument2020065456
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyCTT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 WHETSTONE RIDGE WAY, THE WOODLANDS, TX 77382-1803

Mortgage

Document Number0000065457
DateJun 30, 2020
Instrument2020065457
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY TX
Recording DateJan 30, 2020
Property Address81 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803
Document Number0000009366
Instrument DateJan 30, 2020
Instrument9366
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 WHETSTONE RIDGE WAY THE WOODLANDS TX 773821803, THE WOODLANDS, TX 77382-1803

May 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMay 11, 2018
Property Address81 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803
Document Number0000042714
Map ReferenceCAB Z SH464-468
Instrument DateMay 10, 2018
Instrument2018042714
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyGREAT AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 FALLING STAR RD, 6, MONTGOMERY, TX 00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803
InvestorPossibly a Property Investor

Mortgage

Document Number0000042715
DateMay 11, 2018
Instrument2018042715
Lender
NameATLANTIC COAST BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 81 Whetstone Ridge Way was $5,905 with a homeowner's exemption, down 7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$414,475 (-3.03%) Land $60,000 Building $354,475$414,475 (-3.03%) Land $60,000 Building $354,475
2025$5,905.00 (-6.96%) Homeowner's exemption$427,447 (-0.25%) Land $60,000 Building $367,447$427,447 (-0.25%) Land $60,000 Building $367,447
2024$6,347.00 (+15.38%) Homeowner's exemption$428,527 (+3.61%) Land $60,000 Building $368,527$428,527 (+3.61%) Land $60,000 Building $368,527
2023$5,501.00 Homeowner's exemption$413,580 Land $60,000 Building $353,580$413,580 Land $60,000 Building $353,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Whetstone Ridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Whetstone Ridge Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 46
serves 24,399 people · EPA ID TX1700348
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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