Montgomery County property record for 74 Whetstone Ridge Way, Spring, TX 77382
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,570 sqft · built 2008 |
| Lot Size | 0.151 acres (6,558 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jun 2018) |
| Tax Bill | $4,492 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9699-74-01400 |
| Primary APN | 9699-74-01400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,558 sqft (0.151 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 74 WHETSTONE RIDGE WAY |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77382-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S969974 - WDLNDS VIL STERLING RIDGE 74, BLOCK 1, LOT 14 |
| Legal Subdivision | WDLNDS VIL STERLING RIDGE 74 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 690606 |
74 Whetstone Ridge Way is owned and occupied by two individuals who bought it in June 2018.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD CREDIT UNION |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 8, 2018 | Vendor's Lien, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on File |
| Deed Sale | Jun 8, 2018 · Amount on File |
| Prior Sale | Jul 20, 2016 · Amount on File |
| Deed Document Number | 201853725 |
| Prior Transfer Date | Jun 6, 2018 |
| Prior Transfer Doc | 0000053725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jun 12, 2026 |
| Property Address | 74 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803 |
| Document Number | 0000061886 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202661886 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000061886, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202661886 |
| Name | NEIGHBORHOOD CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 74 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000099498 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 2020099498 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jun 8, 2018 |
| Property Address | 74 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803 |
| Document Number | 0000053725 |
| Map Reference | CAB Z SH464-468 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 2018053725 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 74 WHETSTONE RIDGE WAY, SPRING, TX 77382-1803 |
| Document Number | 0000053726 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 2018053726 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 74 Whetstone Ridge Way was $4,492 with a homeowner's exemption, down 3.2% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,593 (-8.55%) Land $60,000 Building $254,593 | $314,593 (-8.55%) Land $60,000 Building $254,593 | |
| 2025 | $4,492.00 (-3.21%) Homeowner's exemption | $344,000 (+4.78%) Land $60,000 Building $284,000 | $344,000 (-0.53%) Land $60,000 Building $284,000 |
| 2024 | $4,641.00 (+25.36%) Homeowner's exemption | $328,317 (+1%) Land $60,000 Building $285,819 | $345,819 (+3.17%) Land $60,000 Building $285,819 |
| 2023 | $3,702.00 Homeowner's exemption | $298,470 Land $60,000 Building $275,180 | $335,180 Land $60,000 Building $275,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Whetstone Ridge Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Whetstone Ridge Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ESTATES WOODLAND II private · serves 1,248 people · EPA ID TX1700852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Also Mapped Here | MONTGOMERY COUNTY MUD 46 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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