81 Westhampton View Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 81 Westhampton View Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,872 sqft · built 2011
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$526,000 (Jun 2022)
Tax Bill	$5,993 (2025)
Deeds & Mortgages	Jan 2023 Sale Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T051100119`

Property Details

APN / Parcel Number

Primary APN	`T051100119`
Alternative APN	`3-0036-9665-00-0028.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,872 sqft Living Area
Gross Area	4,824 sqft
1st Floor Area	1,680 sqft
Basement Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T051100119
Street Address	81 WESTHAMPTON VIEW CT
City	SAINT CHARLES
State	MO
Zip	63304-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTHAMPTON PL LOT 28
Legal Subdivision	WESTHAMPTON PL
Legal Lot Number	28
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4001
Census Tract	311122

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	81 WESTHAMPTON VIEW CT, SAINT CHARLES, MO 63304-8030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Beneficiary Deed, Transfer
Jun 3, 2022	Warranty Deed, Transfer · VA Mortgage ARMED FORCES BANK NA
Nov 12, 2021	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Nov 12, 2021 · Amount on File
Deed Document Number	202231418
Prior Transfer Date	Nov 5, 2021
Prior Transfer Doc	0000093041
Record Updated	Oct 29, 2026

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 3, 2023
Property Address	81 WESTHAMPTON VIEW CT, SAINT CHARLES, MO 63304-8030
Document Number	0000000159
Map Reference	MB 41 PG 215
Instrument Date	Jan 2, 2023
Instrument	2023R-000159
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 WESTHAMPTON VIEW CT, SAINT CHARLES, MO 63304-8030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	81 WESTHAMPTON VIEW CT, SAINT CHARLES, MO 63304-8030

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 3, 2022
Property Address	81 WESTHAMPTON VIEW CT, SAINT CHARLES, MO 63304-8030
Document Number	0000031418
Map Reference	MB 41 PG 215
Instrument Date	May 31, 2022
Instrument	2022R-031418
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 CLIFDEN DR, WELDON SPRING, MO 63304-0507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 WESTHAMPTON VIEW CT, SAINT CHARLES, MO 63304-8030

Mortgage

Document Number	0000031419
Date	Jun 3, 2022
Instrument	2022R-031419

Lender

Name	ARMED FORCES BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2021
Property Address	81 WESTHAMPTON VIEW CT, SAINT CHARLES, MO 63304-8030
Document Number	0000093041
Map Reference	MB 41 PG 215
Instrument Date	Nov 5, 2021
Instrument	2021R-093041
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 WESTHAMPTON VIEW CT, SAINT CHARLES, MO 63304-8030
Investor	Possibly a Property Investor

Mortgage

Document Number	0000093042
Date	Nov 12, 2021
Instrument	2021R-093042

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,250 (-)	$532,896 (-) Building $532,896
2025	$5,993.00 (+11.48%)	$101,250 (+12.24%)	$532,896 (+12.24%) Building $532,896
2024	$5,376.00
2023		$90,205
2022			$474,762 Land $70,000 Building $404,762

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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