81 Westervelt Pl, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 81 Westervelt Pl, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	1,780 sqft · built 1925
Lot Size	105 acres (4,573,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jun 2016)
Tax Bill	$11,803 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03257-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`07-03257-0000-00008`
Alternative APN	`070325700008`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,573,800 sqft
Lot Dimensions	105 ft deep x 50 ft wide

Location & Zoning

Street Address	81 WESTERVELT PL
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	3257
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3003
Census Tract	175704

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 WESTERVELT PL, PASSAIC, NJ 07055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2016 · Amount on Record
Deed Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	201628909
Deed Book / Page	2847 / 230
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	81 WESTERVELT PL, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000039
Date	Jan 3, 2023
Book Page	M18319/291
Instrument	2023000039

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	81 WESTERVELT PL, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 WESTERVELT PL, PASSAIC, NJ 07055

Mortgage

Document Number	0000005619
Date	Feb 21, 2024
Book Page	M18809/284
Instrument	2024005619

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	269 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,200 (-) Land $119,300 Building $157,900	$277,200 (-) Land $119,300 Building $157,900
2025	$11,803.00 (+3.27%)	$277,200 (-) Land $119,300 Building $157,900	$277,200 (-) Land $119,300 Building $157,900
2024	$11,429.00 (+6.16%)
2023		$277,200 Land $119,300 Building $157,900	$277,200 Land $119,300 Building $157,900
2022	$10,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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