74 Westervelt Pl, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 74 Westervelt Pl, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	3,259 sqft · built 1920
Lot Size	0.086 acres (3,764 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Apr 2025)
Tax Bill	$14,379 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03258-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`07-03258-0000-00045`
Alternative APN	`070325800045`

Interior

Units	2 Units
Stories	2 Stories
Building Area	3,259 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,764 sqft (0.086 acres)
Lot Dimensions	113 ft deep x 33 ft wide

Location & Zoning

Street Address	74 WESTERVELT PL
City	PASSAIC
State	NJ
Zip	07055-4627
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	3258
Legal Lot Number	45
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3002
Census Tract	175704

Owner

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	74 WESTERVELT PL, PASSAIC, NJ 07055-4627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage APPROVED FUNDING CORP
Apr 1, 2025	Deed, Transfer · Conventional Mortgage APPROVED FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Sep 22, 2005
Deed Document Number	202511265
Deed Book / Page	4875 / 191
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	74 WESTERVELT PL, PASSAIC, NJ 07055-4627
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ELLSWORTH ST, CLIFTON, NJ 07012-1104

Mortgage

Document Number	0000041915
Date	Dec 10, 2025
Book Page	M19699/140
Instrument	2025041915

Lender

Name	APPROVED FUNDING CORP
Type	Mortgage Company
Address	RIVER EDGE, NJ 07661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 1, 2025
Property Address	74 WESTERVELT PL, PASSAIC, NJ 07055-4627
Document Number	0000011265
Book / Page	D4875 / 191
Instrument Date	Mar 18, 2025
Instrument	2025011265
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 BROOK AVE, PASSAIC, NJ 07055-4402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WESTERVELT PL, PASSAIC, NJ 07055-4627

Mortgage

Document Number	0000011266
Date	Apr 1, 2025
Instrument	2025011266

Lender

Name	APPROVED FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,000 (+0.68%) Land $105,700 Building $234,300	$340,000 (+0.68%) Land $105,700 Building $234,300
2025	$14,379.00 (+3.28%)	$337,700 (-) Land $105,700 Building $232,000	$337,700 (-) Land $105,700 Building $232,000
2024	$13,923.00 (+6.15%)
2023		$337,700 Land $105,700 Building $232,000	$337,700 Land $105,700 Building $232,000
2022	$13,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile USA, Xfinity.

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