Bergen County and Waldwick Borough property record for 81 W Prospect St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,331 sqft · built 1950 |
| Lot Size | 0.201 acres (8,772 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,900 (Apr 1998) |
| Tax Bill | $8,352 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 64-00132-0000-00030 |
| Primary APN | 64-00132-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,331 sqft Living Area |
| 1st Floor Area | 1,331 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 8,772 sqft (0.201 acres) |
| Street Address | 81 W PROSPECT ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | L31 75XIRR 3LT. |
| Legal Block | 132 |
| Legal Lot Number | 30 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 W PROSPECT ST, WALDWICK, NJ 07463-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 1998 · Amount on Record |
| Deed Sale | Apr 22, 1998 · Amount on Record |
| Prior Sale | Jan 20, 1998 · Amount on Record |
| Deed Document Number | 199857276 |
| Deed Book / Page | 8059 / 942 |
| Record Updated | Oct 29, 2026 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,900 (-) Land $225,400 Building $138,500 | $363,900 (-) Land $225,400 Building $138,500 | |
| 2025 | $8,352.00 (+3.67%) | $363,900 (+21.66%) Land $225,400 Building $138,500 | $363,900 (+21.66%) Land $225,400 Building $138,500 |
| 2024 | $8,056.00 (-5.42%) | ||
| 2023 | $299,100 Land $188,400 Building $110,700 | $299,100 Land $188,400 Building $110,700 | |
| 2022 | $8,518.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 17 (1979–2021) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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