79 W Prospect St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 79 W Prospect St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,287 sqft · built 1950
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Tax Bill	$12,056 (2025)
Flood Zone	Zone AE (high risk)
APN	`64-00132-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`64-00132-0000-00001-02`
Alternative APNs	`64001320000000010002` `6400132000000001B`

Interior

Stories	1 Story
Building Area	2,287 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400132000000001B
Street Address	79 W PROSPECT ST
City	WALDWICK
State	NJ
Zip	07463-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75X150 3LT
Legal Block	132
Legal Lot Number	1.02
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	1
Census Block	1011
Census Tract	56200

Owner

79 W Prospect St is owned and occupied by an individual.

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	79 W PROSPECT ST, WALDWICK, NJ 07463-1627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 79 W Prospect St was $12,056, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,300 (-) Land $264,800 Building $260,500	$525,300 (-) Land $264,800 Building $260,500
2025	$12,056.00 (+3.66%)	$525,300 Land $264,800 Building $260,500	$525,300 Land $264,800 Building $260,500
2024	$11,630.00
2023		$408,100 Land $221,500 Building $186,600	$408,100 Land $221,500 Building $186,600
2022	$11,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 W Prospect St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1979–2021)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 W Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20