Middlesex County and Reading Town property record for 81 Vine St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,808 sqft · built 1916 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Dec 2021) |
| Tax Bill | $11,923 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0294.0 |
| Primary APN | READ M:020.0-0000-0294.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,808 sqft Living Area |
| Gross Area | 5,272 sqft |
| Basement Area | 866 sqft |
| Unfinished Basement | 866 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,458 sqft (0.286 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 830000000550 |
|---|---|
| Street Address | 81 VINE ST |
| City | READING |
| State | MA |
| Zip | 01867-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Legal Subdivision | WEDGEMERE PARK |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:020.0-0000-0294.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 VINE ST, READING, MA 01867-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| Aug 15, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on Record |
| Deed Sale | Dec 22, 2021 · Amount on Record |
| Prior Sale | Aug 15, 2018 |
| Deed Book / Page | 79407 / 538 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 22, 2021 |
| Property Address | 81 VINE ST, READING, MA 01867-2449 |
| Document Number | 079407-538 |
| Book / Page | 79407 / 538 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 275945 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 81 VINE ST, READING, MA 01867-2449 |
| Document Number | 0000275946 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 275946 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 15, 2018 |
| Property Address | 81 VINE ST, READING, MA 01867-2449 |
| Document Number | 71473-311 |
| Book / Page | 071473 / 000311 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 124474 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 81 VINE ST READING MA 018672449, READING, MA 01867-2449 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 81 VINE ST, READING, MA 01867-2449 |
| Document Number | 69337-549 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 69337-549 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 069337/000549 |
| Instrument | 78201 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,923.00 (-1.14%) | $1,046,800 (+1.72%) Land $456,400 Building $590,400 | $1,250,580 (+16.93%) |
| 2024 | $12,061.00 (-1.22%) | $1,029,100 (+6.11%) Land $448,700 Building $580,400 | $1,069,510 |
| 2023 | $12,210.00 | $969,800 Land $422,800 Building $547,000 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 523 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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