71 Vine St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 71 Vine St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,620 sqft · built 1920
Lot Size0.188 acres (8,185 sqft)
OwnerIndividual Name on Record
Last Sale$535,000 (Nov 2020)
Tax Bill$7,817 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNREAD M:020.0-0000-0296.0

Property Details

APN / Parcel Number

Primary APNREAD M:020.0-0000-0296.0
Alternative APNs
  • M:020.0=0000=0296.0
  • 830000000570
  • 830000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,620 sqft Living Area
Gross Area3,785 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1960
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,185 sqft (0.188 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number830000000570
Street Address71 VINE ST
CityREADING
StateMA
Zip01867-2449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
Legal SubdivisionWEDGEMERE PARK
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1003
Census Tract334200

Owner

Source: Middlesex County and Reading Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address71 VINE ST, READING, MA 01867-2449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2020Deed of Trust, Mortgage · Balloon Mortgage
READING COOPERATIVE BANK
Nov 30, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Prior SaleMar 31, 1989 · Amount on Record
Deed Document Number2020225984
Deed Book / Page76299 / 534
Transfer Doc56293-131
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address71 VINE ST, READING, MA 01867-2449
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75517-380
DateSep 2, 2020
Book Page75517/380
Instrument152240
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueOct 1, 2045

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateNov 30, 2020
Property Address71 VINE ST, READING, MA 01867-2449
Document Number76299-534
Book / Page76299 / 534
Instrument DateNov 30, 2020
Instrument225984
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 VINE ST, READING, MA 01867-2446

Mortgage

Document Number225985
DateNov 30, 2020
Instrument225985
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateDec 1, 2027
Max Rate At Change2.88%
Index1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,817.00 (-1.16%)$686,300 (+1.7%) Land $441,400 Building $244,900$709,365 (+5.63%)
2024$7,909.00 (-1.24%)$674,800 (+6.08%) Land $434,000 Building $240,800$671,555
2023$8,008.00$636,100 Land $408,900 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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