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81 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 81 Villa St, Elgin, IL 60120

Property Summary

Property TypeCommercial
Details796 sqft · built 1935
Lot Size0.098 acres (4,279 sqft)
OwnerIndividual Name on Record
Tax Bill$4,742 (2025)
Deeds & MortgagesDec 2019 Sale
Flood ZoneZone X (minimal risk)
APN06-13-307-005

Property Details

APN / Parcel Number

Primary APN06-13-307-005

Interior

Building Area796 sqft Gross Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Lot Area4,279 sqft (0.098 acres)
Lot Width54 ft Width

Location & Zoning

Street Address81 VILLA ST
CityELGIN
StateIL
Zip60120-6549
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionJAMES T GIFFORDS PLAT OF EAST ELGIN SOUTH 89 FT WEST 18 FT LOT 9 SOUTH EAST CORNER 7 BEING 7 FT ON EAST LINE & SOUTH 54 FT ON WEST LINE LOT 8 BLOCK 5
Legal SubdivisionJAMES T GIFFORDS PLAT
Legal Block2
Legal Lot Number9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2036
Census Tract854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1154 MEADOW LN, ELGIN, IL 60123-1432
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 3, 2019
Property Address81 VILLA ST, ELGIN, IL 60120-6549
Document Number0000058211
Instrument DateMar 23, 2018
Instrument58211
Transaction TypeTransfer
Record UpdatedDec 17, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$210.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1154 MEADOW LN ELGIN IL 601231432, ELGIN, IL 60123-1432

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,742.00 (+15.97%)$62,165 (+8.57%) Land $21,503 Building $40,662$186,570 (+8.57%) Land $64,535 Building $122,035
2024$57,258 (+21.39%) Land $19,806 Building $37,452$171,843 (+21.44%) Land $59,442 Building $112,401
2022$4,089.00 (+3.94%)$47,167 (+6.96%) Land $16,315 Building $30,852$141,501 (+6.96%) Land $48,945 Building $92,556
2021$3,934.00$44,097 Land $15,253 Building $28,844$132,291 Land $45,759 Building $86,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

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